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Primerica Canadian Balanced Growth Fund

Global Equity Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(12-20-2024)
$17.44
Change
$0.12 (0.67%)

As at November 30, 2024

As at November 30, 2024

As at July 31, 2024

Period
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Legend

Primerica Canadian Balanced Growth Fund

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Fund Returns

Inception Return (September 15, 1997): 4.67%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 4.01% 7.24% 11.82% 18.91% 22.09% 11.39% 6.15% 7.05% 6.21% 6.46% 4.32% 4.89% 5.09% 4.67%
Benchmark 3.57% 6.48% 11.92% 21.38% 24.12% 16.67% 7.75% 8.70% 9.16% 9.70% 8.52% 9.33% 8.82% 9.35%
Category Average 3.28% 5.12% 9.51% 17.25% 20.37% 12.66% 5.69% 7.24% 7.10% 7.58% 6.12% 6.72% 6.36% 6.19%
Category Rank 376 / 1,348 205 / 1,335 243 / 1,331 489 / 1,324 483 / 1,320 936 / 1,241 573 / 1,183 626 / 1,073 792 / 1,026 771 / 932 775 / 846 712 / 777 612 / 683 533 / 587
Quartile Ranking 2 1 1 2 2 4 2 3 4 4 4 4 4 4

Monthly Return

Monthly Return
Return % Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
Fund 2.68% 0.41% 2.87% 2.36% -1.81% 2.43% 0.44% 3.31% 0.48% 2.46% 0.64% 4.01%
Benchmark 2.26% 1.06% 4.23% 2.30% -1.69% 2.36% 2.01% 3.06% -0.02% 2.38% 0.42% 3.57%

Best Monthly Return Since Inception

10.87% (February 2000)

Worst Monthly Return Since Inception

-17.27% (August 1998)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 6.72% 0.40% 8.93% 7.75% -11.13% 12.97% 4.39% 9.91% -8.61% 7.52%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average 7.89% 4.87% 4.92% 9.31% -5.49% 15.12% 8.09% 12.42% -11.85% 11.42%
Quartile Ranking 4 4 1 4 4 4 4 4 1 4
Category Rank 432/ 522 546/ 593 77/ 683 621/ 777 840/ 850 765/ 944 848/ 1,027 883/ 1,076 227/ 1,190 1,143/ 1,241

Best Calendar Return (Last 10 years)

12.97% (2019)

Worst Calendar Return (Last 10 years)

-11.13% (2018)

Asset Allocation

Asset Allocation
Name Percent
Canadian Equity 39.84
US Equity 28.39
International Equity 11.53
Canadian Corporate Bonds 5.00
Cash and Equivalents 3.66
Other 11.58

Sector Allocation

Sector Allocation
Name Percent
Financial Services 18.47
Fixed Income 13.29
Technology 12.31
Energy 7.88
Consumer Services 6.15
Other 41.90

Geographic Allocation

Geographic Allocation
Name Percent
North America 80.45
Asia 5.66
Europe 5.65
Multi-National 4.98
Latin America 2.49
Other 0.77

Top Holdings

Top Holdings
Name Percent
AGF Canadian Dividend Income Fund MF 30.26
AGF Global Select Fund Mutual Fund Series 10.36
AGF Canadian Growth Equity Class MF Series 10.16
AGF Global Dividend Fund Mutual Fund Series 9.94
AGF Fixed Income Plus Fund MF Series 8.70
AGF American Growth Fund Mutual Fund Series 5.15
AGF U.S. Sector Class Mutual Fund Series 5.07
AGF Canadian Small Cap Fund MF Series 5.02
AGF Total Return Bond Series MF - Open 4.77
AGF Emerging Markets Fund MF Series 4.69

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Primerica Canadian Balanced Growth Fund

Median

Other - Global Equity Balanced

3 Yr Annualized

Standard Deviation 10.28% 11.86% 9.99%
Beta 0.91% 1.05% 0.92%
Alpha -0.01% -0.03% -0.04%
Rsquared 0.88% 0.82% 0.74%
Sharpe 0.29% 0.38% 0.35%
Sortino 0.52% 0.44% 0.28%
Treynor 0.03% 0.04% 0.04%
Tax Efficiency 70.71% 81.58% 68.84%
Volatility Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10

Risk Rating

Rating 5 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 5.72% 10.28% 11.86% 9.99%
Beta 0.92% 0.91% 1.05% 0.92%
Alpha 0.00% -0.01% -0.03% -0.04%
Rsquared 0.83% 0.88% 0.82% 0.74%
Sharpe 2.76% 0.29% 0.38% 0.35%
Sortino - 0.52% 0.44% 0.28%
Treynor 0.17% 0.03% 0.04% 0.04%
Tax Efficiency 96.40% 70.71% 81.58% 68.84%

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date September 15, 1997
Instrument Type Mutual Fund (Wrap Program)
Share Class Commission Based Advice
Legal Status Trust
Sales Status Partially Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) -

Fund Codes

FundServ Code Load Code Sales Status
PCS112
PCS2412
PCS312

Investment Objectives

The Concert Fund seeks long-term capital growth by investing directly or indirectly through other mutual funds in Canadian, U.S. and other international equity and fixed income securities. Approval of the unitholders of the Concert Fund is required in order to change the fundamental investment objectives of the Concert Fund.

Investment Strategy

The Concert Fund intends to achieve its investment objectives by investing primarily in the underlying Funds. LifeWorks will manage the allocation to each asset class with the objective of achieving the Concert Fund’s investment objectives. Currently, the Concert Fund aims to maintain approximately 80% of its portfolio invested in mutual funds that hold equity securities and 20% of its portfolio invested in mutual funds that hold fixed income securities.

Portfolio Manager(s)

Name Start Date
AGF Investments Inc. 08-29-2016
TELUS Health Investment Management Ltd. 11-15-2023

Management and Organization

Fund Manager PFSL Fund Management Ltd.
Advisor AGF Investments Inc.
Custodian CIBC Mellon Trust Company
Registrar PFSL Fund Management Ltd.
Distributor PFSL Investments Canada Ltd.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 100
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 0
SWP Min Withdrawal 0

Fees

MER 2.45%
Management Fee 1.92%
Load Choice of Front or No Load
FE Max 5.00%
DSC Max 5.50%
Trailer Fee Max (FE) 1.00%
Trailer Fee Max (DSC) 1.00%
Trailer Fee Max (NL) -
Trailer Fee Max (LL) -

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