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2030 Target Date
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2018
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|
NAVPS (11-22-2024) |
$14.47 |
|---|---|
| Change |
$0.04
(0.26%)
|
As at October 31, 2024
As at September 30, 2024
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Inception Return (July 09, 2012): 6.36%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | -0.67% | 1.51% | 6.84% | 7.01% | 15.43% | 8.21% | 1.87% | 4.53% | 4.26% | 5.16% | 4.11% | 4.78% | 4.80% | 4.92% |
| Benchmark | 0.42% | 2.79% | 10.62% | 17.20% | 26.88% | 18.07% | 6.92% | 9.55% | 8.96% | 9.52% | 8.24% | 8.84% | 8.53% | 9.24% |
| Category Average | -0.40% | 1.86% | 7.35% | 8.32% | 16.81% | 9.14% | 2.28% | 4.45% | 4.30% | 5.23% | 4.17% | 4.57% | 4.59% | 4.58% |
| Category Rank | 19 / 25 | 16 / 25 | 16 / 25 | 16 / 25 | 16 / 25 | 15 / 24 | 14 / 24 | 11 / 23 | 12 / 23 | 14 / 23 | 13 / 20 | 12 / 20 | 9 / 16 | 8 / 15 |
| Quartile Ranking | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 3 | 3 | 3 | 3 | 3 | 3 |
| Return % | Nov | Dec | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 4.68% | 3.04% | -0.34% | 1.16% | 1.17% | -1.79% | 1.94% | 0.92% | 2.31% | 0.33% | 1.86% | -0.67% |
| Benchmark | 5.87% | 2.26% | 1.06% | 4.23% | 2.30% | -1.69% | 2.36% | 2.01% | 3.06% | -0.02% | 2.38% | 0.42% |
6.53% (April 2020)
-8.22% (March 2020)
| Return % | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 9.31% | 4.59% | 6.09% | 9.28% | -4.11% | 13.72% | 8.43% | 7.90% | -10.45% | 7.52% |
| Benchmark | 13.13% | 17.03% | 3.66% | 11.99% | 0.72% | 16.29% | 12.17% | 11.33% | -12.03% | 15.07% |
| Category Average | 9.03% | 3.21% | 4.58% | 7.90% | -3.38% | 12.85% | 8.71% | 7.05% | -10.51% | 7.50% |
| Quartile Ranking | 4 | 2 | 2 | 2 | 4 | 3 | 3 | 3 | 2 | 3 |
| Category Rank | 15/ 15 | 7/ 16 | 6/ 16 | 9/ 20 | 19/ 22 | 13/ 23 | 14/ 23 | 14/ 23 | 10/ 24 | 13/ 24 |
13.72% (2019)
-10.45% (2022)
| Name | Percent |
|---|---|
| Canadian Government Bonds | 30.65 |
| Canadian Corporate Bonds | 27.62 |
| Canadian Equity | 10.37 |
| US Equity | 10.31 |
| International Equity | 8.40 |
| Other | 12.65 |
| Name | Percent |
|---|---|
| Fixed Income | 63.83 |
| Financial Services | 6.87 |
| Cash and Cash Equivalent | 6.48 |
| Technology | 5.84 |
| Consumer Services | 2.33 |
| Other | 14.65 |
| Name | Percent |
|---|---|
| North America | 88.32 |
| Europe | 6.46 |
| Asia | 4.18 |
| Latin America | 0.70 |
| Africa and Middle East | 0.18 |
| Other | 0.16 |
| Name | Percent |
|---|---|
| RBC Bond Fund Series O | 35.26 |
| RBC Canadian Short-Term Income Fund Series O | 19.28 |
| PH&N Total Return Bond Fund Series O | 9.92 |
| RBC Canadian Equity Fund Series O | 5.60 |
| RBC Global Bond Fund Series O | 4.86 |
| RBC European Equity Fund Series O | 4.33 |
| RBC Private U.S. Large-Cap Core Equity Pool O | 3.08 |
| PH&N U.S. Multi-Style All-Cap Equity Fund Series O | 3.06 |
| RBC U.S. Equity Fund Series O | 3.05 |
| RBC QUBE Low Volatility Canadian Equity Fund O | 2.84 |
RBC Target 2030 Education Fund Series A
Median
Other - 2030 Target Date
| Standard Deviation | 8.00% | 8.73% | 7.58% |
|---|---|---|---|
| Beta | 0.73% | 0.81% | 0.75% |
| Alpha | -0.03% | -0.03% | -0.02% |
| Rsquared | 0.90% | 0.89% | 0.86% |
| Sharpe | -0.16% | 0.26% | 0.46% |
| Sortino | -0.15% | 0.25% | 0.40% |
| Treynor | -0.02% | 0.03% | 0.05% |
| Tax Efficiency | 39.46% | 78.39% | 77.42% |
| Volatility |
|
|
|
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 6.04% | 8.00% | 8.73% | 7.58% |
| Beta | 0.77% | 0.73% | 0.81% | 0.75% |
| Alpha | -0.04% | -0.03% | -0.03% | -0.02% |
| Rsquared | 0.75% | 0.90% | 0.89% | 0.86% |
| Sharpe | 1.65% | -0.16% | 0.26% | 0.46% |
| Sortino | 5.01% | -0.15% | 0.25% | 0.40% |
| Treynor | 0.13% | -0.02% | 0.03% | 0.05% |
| Tax Efficiency | 93.70% | 39.46% | 78.39% | 77.42% |
| Start Date | July 09, 2012 |
|---|---|
| Instrument Type | Mutual Fund (Wrap Program) |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Annual |
| Assets ($mil) | $2,088 |
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| RBF549 |
This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2030. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its “target” date (2030) approaches.
The underlying funds are managed by RBC GAM or an affiliate of RBC GAM. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy).
| Name | Start Date |
|---|---|
| Sarah Riopelle | 06-01-2012 |
| Fund Manager | RBC Global Asset Management Inc. |
|---|---|
| Advisor | RBC Global Asset Management Inc. |
| Custodian | RBC Investor Services Trust (Canada) |
| Registrar | Royal Bank of Canada |
| Distributor | Royal Mutual Funds Inc. |
| Auditor | PriceWaterhouseCoopers LLP |
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 500 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 10,000 |
| SWP Min Withdrawal | 100 |
| MER | 1.82% |
|---|---|
| Management Fee | 1.58% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 0.85% |
| Trailer Fee Max (LL) | - |
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