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Melodia Conservative Income Portfolio A Class

Global Fixed Inc Balanced

FundGrade E Click for more information on Fundata’s FundGrade

FundGrade E

Click for more information on Fundata’s FundGrade.

NAVPS
(10-07-2025)
$10.92
Change
-$0.01 (-0.05%)

As at August 31, 2025

As at August 31, 2025

Period
Created with Highcharts 10.3.3Jul 2023Jul 2024Jul 2025Oct 2022Jan 2023Apr 2023Oct 2023Jan 2024Apr 2024Oct 2024Jan 2025Apr 2025Jan 2015Jan 2017Jan 2019Jan 2021Jan 2023Jan 2025$10,000$11,000$12,000$9,500$10,500$11,500Period

Legend

Melodia Conservative Income Portfolio A Class

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Fund Returns

Inception Return (May 10, 2013): 2.55%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.69% 1.61% 0.50% 2.76% 4.19% 6.75% 5.24% 0.77% 1.59% 1.67% 2.06% 2.01% 1.84% 2.18%
Benchmark 1.09% 3.47% 1.63% 4.24% 8.41% 9.30% 8.33% 2.13% 2.36% 3.02% 3.75% 4.02% 3.52% 3.90%
Category Average 1.10% 2.65% 2.14% 4.49% 6.51% 8.63% 6.86% 2.17% 3.33% 3.56% 3.71% 3.58% 3.46% 3.62%
Category Rank 905 / 1,004 925 / 1,004 915 / 995 894 / 994 939 / 979 893 / 930 860 / 912 785 / 847 749 / 788 749 / 764 653 / 668 579 / 591 514 / 519 425 / 442
Quartile Ranking 4 4 4 4 4 4 4 4 4 4 4 4 4 4

Monthly Return

Created with Highcharts 10.3.3-2%-1%0%1%2%3%
Monthly Return
Return % Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug
Fund 1.43% -0.94% 1.98% -1.04% 1.70% 0.54% -1.16% -0.86% 0.93% 0.71% 0.20% 0.69%
Benchmark 2.06% -0.11% 1.82% 0.19% 1.92% 0.64% -0.65% -1.67% 0.54% 1.79% 0.55% 1.09%

Best Monthly Return Since Inception

4.79% (April 2020)

Worst Monthly Return Since Inception

-8.19% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 1.43% 3.89% 3.38% -3.06% 8.86% 3.96% 1.83% -11.68% 7.22% 6.05%
Benchmark 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74% 11.56%
Category Average 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71% 8.38%
Quartile Ranking 4 3 4 4 3 4 4 3 3 4
Category Rank 334/ 391 236/ 454 430/ 531 480/ 609 486/ 716 690/ 773 739/ 825 602/ 871 622/ 914 942/ 966

Best Calendar Return (Last 10 years)

8.86% (2019)

Worst Calendar Return (Last 10 years)

-11.68% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 19.49
Canadian Corporate Bonds 19.02
Foreign Government Bonds 14.96
US Equity 11.97
International Equity 7.77
Other 26.79

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 68.71
Technology 6.10
Financial Services 5.84
Cash and Cash Equivalent 3.38
Healthcare 2.44
Other 13.53

Geographic Allocation

Geographic Allocation
Name Percent
North America 75.25
Europe 13.26
Asia 5.57
Multi-National 4.69
Latin America 0.73
Other 0.50

Top Holdings

Top Holdings
Name Percent
Desjardins Canadian Bond Fund I Class 29.77
Desjardins Global Government Bond Index Fund I 11.92
Desjardins Global Equity Fund I Class 6.41
Desjardins Global Total Return Bond Fund I Cl 6.26
Desjardins Canadian Equity Income Fund I Class 6.04
Desjardins Canadian Corporate Bond Fund I 5.68
Desjardins Global Balanced Strategic Income Fd I 5.61
Desjardins Global Dividend Fund I Class 4.92
Desjardins Enhanced Bond Fund I Class 3.96
Fiera Comox Private Credit Opportunities Fund 3.43

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return4567891011120%2%4%6%8%10%12%14%

Melodia Conservative Income Portfolio A Class

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 5.96% 6.18% 5.82%
Beta 0.90% 0.81% 0.61%
Alpha -0.02% 0.00% 0.00%
Rsquared 0.78% 0.71% 0.40%
Sharpe 0.22% -0.13% 0.10%
Sortino 0.63% -0.28% -0.15%
Treynor 0.01% -0.01% 0.01%
Tax Efficiency 84.52% 54.26% 59.88%
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 3.86% 5.96% 6.18% 5.82%
Beta 0.84% 0.90% 0.81% 0.61%
Alpha -0.03% -0.02% 0.00% 0.00%
Rsquared 0.74% 0.78% 0.71% 0.40%
Sharpe 0.29% 0.22% -0.13% 0.10%
Sortino 0.47% 0.63% -0.28% -0.15%
Treynor 0.01% 0.01% -0.01% 0.01%
Tax Efficiency 77.75% 84.52% 54.26% 59.88%

Fund Details

Start Date May 10, 2013
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Monthly
Assets ($mil) $1,223

Fund Codes

FundServ Code Load Code Sales Status
DJT02101

Investment Objectives

This Portfolio is a strategic asset allocation fund. Its objective is to generate a regular income return and a low long-term capital appreciation. Consequently, the Portfolio invests mainly in the units of mutual funds which themselves invest in equity and fixed-income securities throughout the world.

Investment Strategy

The portfolio manager will actively choose the underlying funds, including those managed by the Manager. It will determine the percentage of the Portfolio’s assets that will be invested in each underlying fund, while ensuring compliance with the Portfolio’s investment objective, based on several criteria, including the following: – Duration and maturity; – Credit quality; – Management style diversification; – Geographical and sectoral diversification; – Market capitalization diversification.

Portfolio Management

Portfolio Manager

Desjardins Global Asset Management Inc.

  • Nicolas Bédard
Sub-Advisor

-

Management and Organization

Fund Manager

Desjardins Investments Inc.

Custodian

Desjardins Trust Inc.

Registrar

Desjardins Investments Inc.

Distributor

-

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 1,000
SWP Min Withdrawal 100

Fees

MER 1.88%
Management Fee 1.48%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.80%
Trailer Fee Max (LL) -

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