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Phillips, Hager & North LifeTime 2050 Fund Series D

2035+ Target Date

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2019, 2018, 2017

Click for more information on Fundata’s FundGrade

NAVPS
(04-19-2024)
$12.80
Change
-$0.03 (-0.21%)

As at March 31, 2024

As at December 31, 2023

As at February 29, 2024

Period
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Legend

Phillips, Hager & North LifeTime 2050 Fund Series D

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Fund Returns

Inception Return (August 11, 2014): 6.83%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.90% 4.71% 15.37% 4.71% 9.54% 1.65% 2.30% 8.68% 5.26% 5.38% 5.94% 6.78% 5.79% -
Benchmark 2.30% 7.76% 16.43% 7.76% 17.03% 8.32% 6.28% 10.74% 8.09% 7.66% 7.94% 8.66% 7.72% 8.79%
Category Average 2.53% 15.19% 15.19% 6.99% 13.66% 5.52% 5.67% 11.60% 7.57% 6.86% 6.77% - - -
Category Rank 54 / 60 53 / 60 36 / 58 53 / 60 52 / 58 46 / 52 45 / 51 35 / 41 36 / 41 27 / 31 25 / 31 19 / 22 19 / 22 -
Quartile Ranking 4 4 3 4 4 4 4 4 4 4 4 4 4 -

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 1.27% -2.26% 1.80% 0.67% -1.67% -4.82% -1.25% 8.18% 3.13% 0.01% 2.75% 1.90%
Benchmark 1.47% -1.16% 1.58% 2.43% 0.23% -3.90% -0.20% 5.87% 2.26% 1.06% 4.23% 2.30%

Best Monthly Return Since Inception

8.43% (April 2020)

Worst Monthly Return Since Inception

-11.24% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund - 8.98% 7.24% 12.32% -3.58% 18.18% 12.80% 13.07% -14.56% 5.96%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average - - - 9.84% -4.94% 15.96% 11.33% 14.69% -10.61% 10.61%
Quartile Ranking - 1 2 2 3 2 3 3 4 4
Category Rank - 3/ 22 8/ 22 10/ 31 16/ 31 17/ 41 25/ 41 37/ 51 46/ 52 49/ 55

Best Calendar Return (Last 10 years)

18.18% (2019)

Worst Calendar Return (Last 10 years)

-14.56% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 29.19
Canadian Corporate Bonds 20.34
Canadian Equity 17.91
International Equity 17.82
Canadian Bonds - Funds 7.81
Other 6.93

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 31.44
Financial Services 13.08
Technology 12.57
Consumer Services 5.80
Consumer Goods 4.88
Other 32.23

Geographic Allocation

Geographic Allocation
Name Percent
North America 81.90
Asia 9.27
Europe 6.95
Latin America 1.54
Africa and Middle East 0.32
Other 0.02

Top Holdings

Top Holdings
Name Percent
PH&N High Yield Bond Fund Series O 20.73
RBC Global Equity Focus Fund Series O 11.44
RBC Global Equity Leaders Fund Series O 10.75
RBC Emerging Markets Equity Fund Series O 9.22
PH&N Canadian Equity Value Fund Series O 7.94
PH&N Canadian Equity Underlying Fund Series O 7.93
PH&N Long Inflation-Linked Bond Fund O 7.81
RBC QUBE Global Equity Fund Series O 7.33
RBC U.S. Mid-Cap Value Equity Fund Series O 4.76
PH&N High Yield Bond Fund Series O 4.45

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: S. Average Credit Quality: .
Period: 

Risk vs Return (3 Yr)

Phillips, Hager & North LifeTime 2050 Fund Series D

Median

Other - 2035+ Target Date

3 Yr Annualized

Standard Deviation 12.63% 12.63% -
Beta 1.13% 1.16% -
Alpha -0.04% -0.04% -
Rsquared 0.90% 0.89% -
Sharpe 0.03% 0.32% -
Sortino 0.01% 0.33% -
Treynor 0.00% 0.03% -
Tax Efficiency 45.21% 79.60% -
Volatility Volatility rating is 6 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10 -

Risk Rating

Rating 6 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 11.35% 12.63% 12.63% -
Beta 1.24% 1.13% 1.16% -
Alpha -0.10% -0.04% -0.04% -
Rsquared 0.90% 0.90% 0.89% -
Sharpe 0.44% 0.03% 0.32% -
Sortino 1.09% 0.01% 0.33% -
Treynor 0.04% 0.00% 0.03% -
Tax Efficiency 93.71% 45.21% 79.60% -

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date August 11, 2014
Instrument Type Mutual Fund
Share Class Do-It-Yourself
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $243

Fund Codes

FundServ Code Load Code Sales Status
RBF1823

Investment Objectives

The fundamental investment objectives of the Fund are to achieve a balance of income and long-term capital growth relative to its target retirement date of 2050 by investing primarily in investment funds that invest in equity, fixed-income, income trust and money market securities and ETFs, or by investing directly in such securities.

Investment Strategy

The Fund intends to invest primarily in Underlying Funds. The Fund seeks to achieve its investment strategies by investing in two broad asset classes: equities and fixed-income, either directly or indirectly through Underlying Funds and ETFs. ETFs purchased by the Fund will initially be limited to ETFs that track the investment performance of broad based real estate investment trust indices but may include other ETFs where permitted by applicable securities laws.

Portfolio Manager(s)

Name Start Date
Sarah Riopelle 08-04-2021

Management and Organization

Fund Manager RBC Global Asset Management Inc.
Advisor RBC Global Asset Management Inc.
Custodian RBC Investor Services Trust (Canada)
Registrar RBC Investor Services Trust (Canada)
Distributor Phillips, Hager & North Investment Funds Ltd.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.26%
Management Fee 1.05%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.25%
Trailer Fee Max (LL) -

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