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BMO Target Education 2030 Portfolio Series A

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2030 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeB Click for more information on Fundata’s ESG Grade

Fundata ESG Grade B

Click for more information on Fundata’s ESG Grade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2017

Click for more information on Fundata’s FundGrade

NAVPS
(11-12-2025) 		$14.55
Change
$0.04 (0.31%)

As at October 31, 2025

As at August 31, 2025

As at October 31, 2025

Period
Created with Highcharts 10.3.3Jul 2023Jul 2024Jul 2025Jan 2023Apr 2023Oct 2023Jan 2024Apr 2024Oct 2024Jan 2025Apr 2025Oct 2025Jan 2015Jan 2017Jan 2019Jan 2021Jan 2023Jan 2025$10,000$9,000$11,000$12,000$13,000$14,000Period

Legend

BMO Target Education 2030 Portfolio Series A

Compare Options

Fund Returns

Inception Return (November 13, 2014): 5.42%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.95% 4.81% 8.12% 8.07% 9.62% 13.36% 9.40% 4.26% 6.28% 5.25% 5.90% 4.88% 5.40% 5.44%
Benchmark 2.18% 8.14% 18.02% 14.66% 18.95% 22.85% 18.36% 9.81% 11.37% 10.56% 10.82% 9.52% 9.92% 9.53%
Category Average 0.79% 4.22% 7.74% 7.79% 9.41% 13.05% 9.23% 4.02% 5.43% 5.13% 5.81% 4.81% 5.10% 5.07%
Category Rank 10 / 29 10 / 27 13 / 25 13 / 25 13 / 25 13 / 25 10 / 24 11 / 24 8 / 23 11 / 23 13 / 23 12 / 20 11 / 20 8 / 16
Quartile Ranking 2 2 3 3 3 3 2 2 2 2 3 3 3 2

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct
Fund 2.55% -1.09% 2.17% 0.63% -1.41% -1.40% 1.56% 1.17% 0.40% 1.23% 2.56% 0.95%
Benchmark 3.57% 0.16% 3.26% -0.48% -3.00% -2.54% 3.76% 3.03% 2.10% 1.67% 4.09% 2.18%

Best Monthly Return Since Inception

6.34% (April 2020)

Worst Monthly Return Since Inception

-9.48% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 5.76% 6.44% 8.68% -3.62% 13.21% 5.87% 9.12% -10.36% 8.37% 9.91%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average 3.21% 4.58% 7.90% -3.38% 12.85% 8.71% 7.05% -10.51% 7.50% 9.94%
Quartile Ranking 1 2 2 4 3 4 2 2 2 3
Category Rank 4/ 16 5/ 16 10/ 20 18/ 22 15/ 23 18/ 23 9/ 23 9/ 24 10/ 24 13/ 25

Best Calendar Return (Last 10 years)

13.21% (2019)

Worst Calendar Return (Last 10 years)

-10.36% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 23.47
Canadian Corporate Bonds 23.25
US Equity 17.98
Canadian Equity 10.05
International Equity 8.06
Other 17.19

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 58.16
Technology 8.85
Financial Services 7.79
Cash and Cash Equivalent 5.49
Consumer Services 3.19
Other 16.52

Geographic Allocation

Geographic Allocation
Name Percent
North America 89.44
Europe 6.47
Asia 3.29
Latin America 0.64
Africa and Middle East 0.09
Other 0.07

Top Holdings

Top Holdings
Name Percent
BMO Core Bond Fund Series I 27.84
BMO S&P 500 Index ETF (ZSP) 13.76
BMO Government Bond Index ETF (ZGB) 9.54
BMO S&P/TSX Capped Composite Index ETF (ZCN) 5.74
BMO Crossover Bond Fund Series I 5.42
BMO Short Corporate Bond Index ETF (ZCS) 5.23
BMO Long-Term US Treasury Bond Index ETF (ZTL.F) 5.07
BMO Ultra Short-Term Bond ETF (ZST) 4.86
BMO Canadian Dividend ETF (ZDV) 4.59
BMO MSCI EAFE Index ETF (ZEA) 4.52

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return2.533.544.555.566.577.582%4%6%8%10%12%14%16%

BMO Target Education 2030 Portfolio Series A

Median

Other - 2030 Target Date

3 Yr Annualized

Standard Deviation 6.71% 7.53% 7.62%
Beta 0.73% 0.73% 0.78%
Alpha -0.03% -0.02% -0.02%
Rsquared 0.84% 0.89% 0.86%
Sharpe 0.79% 0.49% 0.50%
Sortino 1.65% 0.70% 0.48%
Treynor 0.07% 0.05% 0.05%
Tax Efficiency 91.67% 88.92% -
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 3 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 4.94% 6.71% 7.53% 7.62%
Beta 0.53% 0.73% 0.73% 0.78%
Alpha 0.00% -0.03% -0.02% -0.02%
Rsquared 0.82% 0.84% 0.89% 0.86%
Sharpe 1.32% 0.79% 0.49% 0.50%
Sortino 2.35% 1.65% 0.70% 0.48%
Treynor 0.12% 0.07% 0.05% 0.05%
Tax Efficiency 93.24% 91.67% 88.92% -

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A73.0​73.066.5​66.50%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A71.2​71.264.1​64.10%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A76.0​76.069.5​69.50%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A72.6​72.666.2​66.20%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

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Fund Details

Start Date November 13, 2014
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $205

Fund Codes

FundServ Code Load Code Sales Status
BMO170
BMO70170

Investment Objectives

This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2030 approaches.

Investment Strategy

The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2030.

Portfolio Management

Portfolio Manager

BMO Asset Management Inc.

  • Taylor Evans
  • Zoe Li
Sub-Advisor

-

Management and Organization

Fund Manager

BMO Investments Inc.
Custodian

State Street Trust Company Canada
Registrar

BMO Investments Inc.

State Street Trust Company Canada
Distributor

BMO Investments Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 500
SWP Min Withdrawal 50

Fees

MER 1.56%
Management Fee 1.25%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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