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RBC Retirement 2030 Portfolio Series A

2030 Target Date

FundGrade A Click for more information on Fundata’s FundGrade

FundGrade A

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FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2023, 2022

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NAVPS
(04-19-2024)
$12.21
Change
-$0.01 (-0.10%)

As at March 31, 2024

As at December 31, 2023

Period
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Legend

RBC Retirement 2030 Portfolio Series A

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Fund Returns

Inception Return (October 11, 2016): 5.56%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.90% 4.77% 11.83% 4.77% 9.56% 3.05% 3.54% 8.78% 5.43% 5.38% 5.30% - - -
Benchmark 2.30% 7.76% 16.43% 7.76% 17.03% 8.32% 6.28% 10.74% 8.09% 7.66% 7.94% 8.66% 7.72% 8.79%
Category Average 1.49% 10.18% 10.18% 2.75% 6.97% 2.26% 1.98% 5.84% 3.89% 3.90% 4.00% 4.56% 3.63% 4.39%
Category Rank 8 / 25 8 / 25 11 / 25 8 / 25 8 / 25 7 / 24 5 / 23 5 / 23 5 / 23 5 / 22 6 / 20 - - -
Quartile Ranking 2 2 2 2 2 2 1 1 1 1 2 - - -

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 1.33% -2.29% 1.50% 1.16% -0.76% -2.90% -1.00% 4.84% 2.84% 0.62% 2.18% 1.90%
Benchmark 1.47% -1.16% 1.58% 2.43% 0.23% -3.90% -0.20% 5.87% 2.26% 1.06% 4.23% 2.30%

Best Monthly Return Since Inception

6.97% (April 2020)

Worst Monthly Return Since Inception

-9.73% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund - - - 8.27% -3.48% 15.28% 8.26% 11.93% -10.50% 7.89%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average 9.03% 3.21% 4.58% 7.90% -3.38% 12.85% 8.71% 7.05% -10.51% 7.50%
Quartile Ranking - - - 3 4 2 3 1 2 2
Category Rank - - - 11/ 20 17/ 22 8/ 23 15/ 23 3/ 23 11/ 24 12/ 24

Best Calendar Return (Last 10 years)

15.28% (2019)

Worst Calendar Return (Last 10 years)

-10.50% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 23.27
Canadian Equity 23.14
International Equity 12.61
Canadian Corporate Bonds 9.89
Canadian Government Bonds 9.29
Other 21.80

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 35.28
Financial Services 12.26
Technology 9.24
Consumer Services 5.06
Cash and Cash Equivalent 4.46
Other 33.70

Geographic Allocation

Geographic Allocation
Name Percent
North America 77.20
Europe 11.30
Asia 6.75
Latin America 2.54
Africa and Middle East 1.47
Other 0.74

Top Holdings

Top Holdings
Name Percent
RBC Global Dividend Growth Fund Series O 7.87
RBC Canadian Short-Term Income Fund Series O 7.27
PH&N Total Return Bond Fund Series O 6.16
RBC Bond Fund Series O 6.05
RBC QUBE Low Volatility Global Equity Fund O 4.94
RBC Global High Yield Bond Fund Series O 4.91
PH&N U.S. Multi-Style All-Cap Equity Fund Series O 4.90
PH&N Canadian Equity Underlying Fund Series O 4.84
RBC Global Equity Focus Fund Series O 4.79
PH&N Conservative Equity Income Fund Series O 4.64

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

RBC Retirement 2030 Portfolio Series A

Median

Other - 2030 Target Date

3 Yr Annualized

Standard Deviation 8.91% 9.82% -
Beta 0.81% 0.91% -
Alpha -0.02% -0.02% -
Rsquared 0.93% 0.91% -
Sharpe 0.14% 0.39% -
Sortino 0.14% 0.40% -
Treynor 0.02% 0.04% -
Tax Efficiency 73.96% 86.49% -
Volatility Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 -

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.64% 8.91% 9.82% -
Beta 0.83% 0.81% 0.91% -
Alpha -0.04% -0.02% -0.02% -
Rsquared 0.89% 0.93% 0.91% -
Sharpe 0.61% 0.14% 0.39% -
Sortino 1.48% 0.14% 0.40% -
Treynor 0.06% 0.02% 0.04% -
Tax Efficiency 90.22% 73.96% 86.49% -

Fund Details

Start Date October 11, 2016
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $131

Fund Codes

FundServ Code Load Code Sales Status
RBF1511

Investment Objectives

To provide total returns comprised of income and modest capital appreciation. This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for retirement that commences around 2030. The fund invests primarily in a diversified portfolio of equity, fixed-income and/or money market securities from anywhere around the world, either directly or indirectly through investment in other mutual funds managed by RBC GAM or an affiliate of RBC GAM.

Investment Strategy

It is expected that the fund will invest up to 100% of its net assets in units of the underlying funds. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy for retirement portfolios).

Portfolio Manager(s)

Name Start Date
Sarah Riopelle 09-27-2016

Management and Organization

Fund Manager RBC Global Asset Management Inc.
Advisor RBC Global Asset Management Inc.
Custodian RBC Investor Services Trust
Registrar RBC Investor Services Trust
Distributor Royal Mutual Funds Inc.
Auditor PricewaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.97%
Management Fee 1.70%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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