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CIBC Smart Income Solution Series A

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Canadian Fix Inc Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

NAVPS
(07-22-2025) 		$10.62
Change
$0.01 (0.08%)

As at June 30, 2025

As at June 30, 2025

Period
Created with Highcharts 10.3.3May 2019Nov 2019May 2020Nov 2020May 2021Nov 2021May 2022Nov 2022May 2023Nov 2023May 2024Nov 2024May 2025Jul 2022Oct 2022Jan 2023Apr 2023Jul 2023Oct 2023Jan 2024Apr 2024Jul 2024Oct 2024Jan 2025Apr 2025May 2019May 2020May 2021May 2022May 2023May 2024May 2025Ma…$9,500$10,000$10,500$11,000$11,500$12,000$12,500Period

Legend

CIBC Smart Income Solution Series A

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Fund Returns

Inception Return (January 21, 2019): 2.67%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.77% 0.97% 2.24% 2.24% 7.41% 6.63% 5.98% 1.31% 1.70% 2.11% - - - -
Benchmark 0.76% 1.60% 3.51% 3.51% 10.72% 8.26% 7.08% 2.75% 3.33% 3.70% 4.12% 4.01% 3.86% 3.87%
Category Average 0.97% 1.41% 2.75% 2.75% 8.66% 7.59% 6.73% 2.38% 3.33% 3.23% 3.40% 3.24% 3.28% 3.13%
Category Rank 309 / 396 313 / 394 341 / 394 341 / 394 336 / 392 330 / 389 307 / 387 322 / 367 312 / 334 282 / 322 - - - -
Quartile Ranking 4 4 4 4 4 4 4 4 4 4 - - - -

Monthly Return

Created with Highcharts 10.3.3-2%-1%0%1%2%3%4%
Monthly Return
Return % Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Fund 2.38% 0.16% 1.74% -0.61% 1.91% -0.58% 1.72% 0.47% -0.93% -0.98% 1.19% 0.77%
Benchmark 3.07% 0.70% 2.15% -0.59% 2.72% -1.20% 1.71% 0.76% -0.59% -0.60% 1.45% 0.76%

Best Monthly Return Since Inception

4.15% (November 2023)

Worst Monthly Return Since Inception

-4.32% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-15%-10%-5%0%5%10%15%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - - - - - 7.44% -0.28% -10.74% 7.38% 6.96%
Benchmark 0.56% 6.19% 4.30% -1.25% 10.87% 8.35% 3.73% -9.93% 7.79% 8.33%
Category Average 1.24% 4.06% 3.92% -2.19% 9.07% 6.42% 3.91% -9.95% 7.21% 8.35%
Quartile Ranking - - - - - 2 4 3 3 4
Category Rank - - - - - 143/ 332 352/ 355 254/ 369 212/ 387 312/ 391

Best Calendar Return (Last 10 years)

7.44% (2020)

Worst Calendar Return (Last 10 years)

-10.74% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Corporate Bonds 35.61
Canadian Government Bonds 26.67
International Equity 9.67
US Equity 5.65
Cash and Equivalents 5.37
Other 17.03

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 73.41
Cash and Cash Equivalent 5.37
Financial Services 5.02
Technology 3.65
Consumer Goods 1.65
Other 10.90

Geographic Allocation

Geographic Allocation
Name Percent
North America 84.73
Europe 6.64
Asia 5.03
Multi-National 2.92
Latin America 0.38
Other 0.30

Top Holdings

Top Holdings
Name Percent
CIBC Canadian Bond Fund Class A 39.81
CIBC Active Inv Grade Corporate Bond ETF (CACB) 20.94
CIBC Short-Term Income Fund Class A 5.89
CIBC Active Inv Grade Floating Rate Bd ETF (CAFR) 3.88
CIBC International Equity Fund Class O 3.43
CIBC U.S. Equity Fund Class A 3.17
CIBC Ares Strategic Income Fund Series O (Perm) 2.81
CIBC International Index Fund Class O 2.44
CIBC Canadian Equity Fund Class A 2.24
Renaissance Canadian Growth Fund Class O 2.21

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return567891011122%4%6%8%10%12%

CIBC Smart Income Solution Series A

Median

Other - Canadian Fix Inc Balanced

3 Yr Annualized

Standard Deviation 5.90% 5.75% -
Beta 0.83% 0.84% -
Alpha 0.00% -0.01% -
Rsquared 0.96% 0.94% -
Sharpe 0.34% -0.11% -
Sortino 0.87% -0.28% -
Treynor 0.02% -0.01% -
Tax Efficiency 85.89% 60.16% -
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 -

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 4.14% 5.90% 5.75% -
Beta 0.82% 0.83% 0.84% -
Alpha -0.01% 0.00% -0.01% -
Rsquared 0.94% 0.96% 0.94% -
Sharpe 0.94% 0.34% -0.11% -
Sortino 2.04% 0.87% -0.28% -
Treynor 0.05% 0.02% -0.01% -
Tax Efficiency 85.51% 85.89% 60.16% -

Fund Details

Start Date January 21, 2019
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Quarterly
Assets ($mil) $1,841

Fund Codes

FundServ Code Load Code Sales Status
CIB210

Investment Objectives

The Portfolio will primarily focus on generating a high level of regular income, with a secondary focus on modest long-term capital growth by investing in a diverse mix of Canadian and global fixed income and equity mutual funds, and exchange-traded funds.

Investment Strategy

To achieve its investment objectives, the Portfolio: will, under normal market conditions, employ a disciplined long-term strategic asset allocation approach as the principal investment strategy; will invest up to 100% of the Portfolio’s assets in Underlying Funds, that include mutual funds and exchange-traded funds, allocated to a target asset mix weight that will generally provide exposure to 75% fixed income securities and 25% equity securities.

Portfolio Management

Portfolio Manager

CIBC Asset Management Inc.
Sub-Advisor

-

Management and Organization

Fund Manager

Canadian Imperial Bank of Commerce
Custodian

CIBC Mellon Trust Company
Registrar

Canadian Imperial Bank of Commerce
Distributor

CIBC Securities Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.68%
Management Fee 1.50%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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