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London Life 2050 Profile

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2045+ Target Date Prtflio

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2024, 2023, 2022, 2021

Click for more information on Fundata’s FundGrade

NAVPS
(05-28-2025) 		$21.49
Change
-$0.06 (-0.29%)

As at April 30, 2025

As at March 31, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Jan 2007Jan 2…Jan 2008Jan 2009Jan 2010Jan 2011Jan 2012Jan 2013Jan 2014Jan 2015Jan 2016Jan 2017Jan 2018Jan 2019Jan 2020Jan 2021Jan 2022Jan 2023Jan 2024Jan 2025Jul 2022Oct 2022Apr 2023Jul 2023Oct 2023Apr 2024Jul 2024Oct 2024Apr 2025Jan 2008Jan 2010Jan 2012Jan 2014Jan 2016Jan 2018Jan 2020Jan 2022Jan 2024$5,000$10,000$15,000$20,000$25,000$9,000$11,000$12,000$13,000Period

Legend

London Life 2050 Profile

Compare Options

Fund Returns

Inception Return (December 11, 2006): 4.00%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -2.20% -5.59% -0.42% -2.36% 7.54% 8.38% 6.50% 4.94% 8.56% 6.19% 5.50% 5.05% 5.99% 4.98%
Benchmark -2.54% -5.91% 0.78% -2.84% 11.49% 12.43% 10.67% 6.78% 9.16% 7.82% 7.95% 7.59% 8.99% 8.19%
Category Average - - - - - - - - - - - - - -
Category Rank 18 / 19 17 / 19 17 / 19 17 / 19 18 / 19 15 / 19 15 / 19 15 / 19 15 / 19 15 / 19 9 / 13 8 / 13 9 / 13 9 / 13
Quartile Ranking 4 4 4 4 4 4 4 4 4 4 3 3 3 3

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%
Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund 1.86% 0.76% 3.09% 0.33% 1.53% 0.20% 3.60% -1.56% 3.42% -0.87% -2.62% -2.20%
Benchmark 2.36% 2.01% 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54%

Best Monthly Return Since Inception

8.75% (April 2020)

Worst Monthly Return Since Inception

-11.86% (September 2008)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 3.00% 7.45% 6.45% -7.42% 12.33% 8.65% 15.73% -9.81% 8.88% 16.03%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average - - - - - - - - - -
Quartile Ranking 3 3 4 4 4 3 4 3 4 4
Category Rank 8/ 13 9/ 13 11/ 13 11/ 13 18/ 19 14/ 19 15/ 19 14/ 19 18/ 19 15/ 19

Best Calendar Return (Last 10 years)

16.03% (2024)

Worst Calendar Return (Last 10 years)

-9.81% (2022)

Asset Allocation

Asset Allocation
Name Percent
International Equity 32.17
US Equity 28.38
Canadian Equity 26.77
Cash and Equivalents 2.41
Income Trust Units 0.97
Other 9.30

Sector Allocation

Sector Allocation
Name Percent
Mutual Fund 20.68
Financial Services 15.32
Technology 12.63
Consumer Services 6.38
Energy 5.63
Other 39.36

Geographic Allocation

Geographic Allocation
Name Percent
North America 66.11
Multi-National 18.60
Europe 8.03
Asia 5.51
Latin America 0.69
Other 1.06

Top Holdings

Top Holdings
Name Percent
LON Real Est 75/75 9.50
LON U.S. Val Stock 75/75 9.00
LON Can Equ Value 75/75 8.10
LON Can Focused Div 75/75 8.10
LON Canadian Growth 75/75 7.80
LON U.S. Growth 75/75 7.65
LON Amer Growth 75/75 6.75
LON U.S. Div 75/75 6.30
London Life Intl Opportunity (JPM) 6.00
London Life Intl Equity (S) 5.60

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Fixed income style data not available
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return99.51010.51111.51212.51313.54%6%8%10%12%14%

London Life 2050 Profile

Median

Other - 2045+ Target Date Prtflio

3 Yr Annualized

Standard Deviation 10.31% 9.72% 9.60%
Beta 1.01% 0.97% 0.96%
Alpha -0.04% 0.00% -0.03%
Rsquared 0.95% 0.92% 0.84%
Sharpe 0.28% 0.65% 0.38%
Sortino 0.57% 0.94% 0.34%
Treynor 0.03% 0.06% 0.04%
Tax Efficiency 100.00% 100.00% 100.00%
Volatility Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10

Risk Rating

Rating 5 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.45% 10.31% 9.72% 9.60%
Beta 0.93% 1.01% 0.97% 0.96%
Alpha -0.03% -0.04% 0.00% -0.03%
Rsquared 0.91% 0.95% 0.92% 0.84%
Sharpe 0.51% 0.28% 0.65% 0.38%
Sortino 1.05% 0.57% 0.94% 0.34%
Treynor 0.04% 0.03% 0.06% 0.04%
Tax Efficiency 100.00% 100.00% 100.00% 100.00%

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A33.8​33.833.8​33.80%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A29.3​29.329.3​29.30%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A33.8​33.833.8​33.80%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A38.8​38.838.8​38.80%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

View the full methodology

Fund Details

Start Date December 11, 2006
Instrument Type Segregated Fund
Share Class -
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency No Distribution
Assets ($mil) $516

Fund Codes

FundServ Code Load Code Sales Status
CLGZG009

Investment Objectives

This fund's objective is to provide a balanced return of capital growth and current income through to its target date in 2050, by investing primarily in units of equity and fixed income investment funds of London Life. Overtime, this profile fund will gradually increase its allocation of fixed income fund units while reducing its allocation of equity fund units to provide the potential for stable growth closer to the target date.

Investment Strategy

This segregated fund, through investments in other funds, invests primarily in fixed-income securities and Canadian and foreign equities. The fund automatically evolves to a more conservative asset mix over time to match the policy owner's investment horizon.

Portfolio Management

Portfolio Manager

London Life Insurance Co.
Sub-Advisor

-

Management and Organization

Fund Manager

GLC Asset Management Group Ltd.
Custodian

-
Registrar

-
Distributor

-

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 200

Fees

MER 3.22%
Management Fee 2.70%
Load Front Fee Only
FE Max -
DSC Max 5.00%
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) 0.50%
Trailer Fee Max (NL) -
Trailer Fee Max (LL) -

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