Try Fund Library Premium

For Free with a 30 day trial!

Gain access to

  • Unlimited Watchlists
  • Advanced Search Filtering
  • Fund Comparisons
  • Portfolio Scenarios
  • Customizable PDF Reports

RBC Indigo Mortgage Fund Investor Series

Cdn Short Term Fixed Inc

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

NAVPS
(04-09-2025)
$11.58
Change
-$0.01 (-0.11%)

As at March 31, 2025

As at February 28, 2025

Period
Loading...

Legend

RBC Indigo Mortgage Fund Investor Series

Compare Options


Fund Returns

Inception Return (January 04, 1993): 3.51%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.57% 1.16% 1.80% 1.16% 5.04% 4.01% 2.75% 1.49% 1.59% 1.61% 1.55% 1.31% 1.34% 1.29%
Benchmark 0.31% 1.67% 2.32% 1.67% 7.00% 5.31% 3.68% 1.93% 2.09% 2.25% 2.40% 2.08% 1.99% 1.89%
Category Average 0.21% 1.35% 1.86% 1.35% 6.02% 4.92% 3.14% 1.59% 2.07% 1.89% 1.94% 1.66% 1.60% 1.42%
Category Rank 17 / 289 201 / 288 243 / 279 201 / 288 227 / 263 206 / 222 190 / 210 146 / 200 158 / 191 145 / 183 151 / 174 132 / 160 119 / 150 102 / 143
Quartile Ranking 1 3 4 3 4 4 4 3 4 4 4 4 4 3

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 0.41% 0.40% 0.56% 0.58% 0.46% 0.73% 0.24% 0.30% 0.09% 0.20% 0.38% 0.57%
Benchmark -0.40% 0.86% 0.79% 1.36% 0.63% 1.26% -0.30% 0.48% 0.46% 0.83% 0.52% 0.31%

Best Monthly Return Since Inception

3.62% (November 1993)

Worst Monthly Return Since Inception

-1.74% (March 1994)

Calendar Return (%)

Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 1.13% 1.67% -0.40% 0.34% 2.19% 2.83% -1.15% -2.37% 2.88% 5.29%
Benchmark 2.56% 0.90% 0.27% 1.89% 2.98% 5.17% -0.92% -3.98% 4.92% 5.71%
Category Average 0.55% 0.85% 0.42% 0.53% 2.93% 4.36% -0.83% -4.45% 4.84% 5.17%
Quartile Ranking 3 2 4 4 4 4 3 1 4 3
Category Rank 90/ 143 43/ 148 119/ 152 156/ 171 148/ 181 168/ 190 121/ 196 37/ 206 216/ 219 163/ 238

Best Calendar Return (Last 10 years)

5.29% (2024)

Worst Calendar Return (Last 10 years)

-2.37% (2022)

Asset Allocation

Asset Allocation
Name Percent
Mortgages 82.97
Cash and Equivalents 10.03
Canadian Government Bonds 6.30
Canadian Bonds - Other 0.70

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 89.97
Cash and Cash Equivalent 10.03

Geographic Allocation

Geographic Allocation
Name Percent
North America 100.00

Top Holdings

Top Holdings
Name Percent
RBCI MORTGAGE CONSOLIDATION 84.05
Canada Government 27-Mar-2025 6.98
British Clmbia Invst Mgmt Corp 3.40% 02-Jun-2030 2.16
CPPIB Capital Inc 3.35% 02-Dec-2030 2.15
NATIONAL BANK NTD 2.9% 03/03/25 2.90% 03-Mar-2025 2.03
Canada Housing Trust No 1 1.75% 15-Jun-2030 2.00
Canadian Dollar 1.02
Canadian Mortgage Pools 3.04% 01-Feb-2030 0.70
Mortgage Premium -1.08

Equity Style

Equity style data not available

Fixed Income Style

Average Duration: S. Average Credit Quality: H.
Period: 

Risk vs Return (3 Yr)

RBC Indigo Mortgage Fund Investor Series

Median

Other - Cdn Short Term Fixed Inc

3 Yr Annualized

Standard Deviation 1.62% 1.48% 1.11%
Beta 0.47% 0.47% 0.42%
Alpha 0.01% 0.01% 0.00%
Rsquared 0.53% 0.60% 0.53%
Sharpe -0.70% -0.54% -0.35%
Sortino -0.22% -1.10% -1.62%
Treynor -0.02% -0.02% -0.01%
Tax Efficiency 72.92% 65.86% 61.70%
Volatility Volatility rating is 1 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10

Risk Rating

Rating 1 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 0.63% 1.62% 1.48% 1.11%
Beta 0.16% 0.47% 0.47% 0.42%
Alpha 0.04% 0.01% 0.01% 0.00%
Rsquared 0.21% 0.53% 0.60% 0.53%
Sharpe 1.61% -0.70% -0.54% -0.35%
Sortino 11.81% -0.22% -1.10% -1.62%
Treynor 0.07% -0.02% -0.02% -0.01%
Tax Efficiency 80.36% 72.92% 65.86% 61.70%

Fund Details

Start Date January 04, 1993
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Monthly
Assets ($mil) $1,267

Fund Codes

FundServ Code Load Code Sales Status
HKB498

Investment Objectives

The fundamental investment objective of this Fund is to earn as high a level of income as possible that is consistent with the Fund’s eligible investments while aiming to protect invested capital by investing primarily in residential first mortgages on property in Canada and other debt obligations. We may only change the Fund’s fundamental investment objective with the approval of a majority of the votes cast at a meeting of the investors of the Fund held to consider the change.

Investment Strategy

Subject to the availability of suitable mortgages, the Fund will invest primarily in uninsured Canadian-dollar-denominated mortgages. The Fund may also invest a portion of its assets in other debt obligations such as government bonds, corporate bonds, mortgage-backed securities, debentures and other fixed income securities. The Fund intends to purchase and sell, as principal, mortgages from and to HSBC Bank Canada or our other affiliates.

Portfolio Management

Portfolio Manager

RBC Indigo Asset Management Inc.

Sub-Advisor

-

Management and Organization

Fund Manager

RBC Indigo Asset Management Inc.

Custodian

CIBC Mellon Trust Company

Registrar

International Financial Data Services (Canada) Ltd

Royal Bank of Canada

Distributor

Royal Mutual Funds Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 50

Fees

MER 1.59%
Management Fee 1.35%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.50%
Trailer Fee Max (LL) -

Try Fund Library Premium

For Free with a 30 day trial!

Gain access to

  • Unlimited Watchlists
  • Advanced Search Filtering
  • Fund Comparisons
  • Portfolio Scenarios
  • Customizable PDF Reports