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BMO LifeStage Plus 2026 Fund Series A

2030 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

NAVPS
(04-16-2024)
$20.76
Change
$0.01 (0.04%)

As at March 31, 2024

As at March 31, 2024

Period
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Legend

BMO LifeStage Plus 2026 Fund Series A

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Fund Returns

Inception Return (January 26, 2009): 4.95%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 0.32% -0.23% 3.34% -0.23% 0.94% -0.01% -1.78% -0.94% 0.23% 1.18% 1.12% 1.66% 1.18% 2.35%
Benchmark 2.30% 7.76% 16.43% 7.76% 17.03% 8.32% 6.28% 10.74% 8.09% 7.66% 7.94% 8.66% 7.72% 8.79%
Category Average 1.49% 10.18% 10.18% 2.75% 6.97% 2.26% 1.98% 5.84% 3.89% 3.90% 4.00% 4.56% 3.63% 4.39%
Category Rank 24 / 25 19 / 25 24 / 25 19 / 25 20 / 25 17 / 24 17 / 23 17 / 23 17 / 23 16 / 22 15 / 20 11 / 16 10 / 16 10 / 15
Quartile Ranking 4 4 4 4 4 3 3 3 3 3 3 3 3 3

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund 0.20% -1.26% -0.59% -0.45% 0.31% -0.53% 0.67% 1.63% 1.24% -0.41% -0.14% 0.32%
Benchmark 1.47% -1.16% 1.58% 2.43% 0.23% -3.90% -0.20% 5.87% 2.26% 1.06% 4.23% 2.30%

Best Monthly Return Since Inception

5.30% (March 2009)

Worst Monthly Return Since Inception

-4.84% (February 2009)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 12.35% 2.82% 2.95% 5.33% -3.25% 12.93% 4.90% -3.53% -7.48% 3.01%
Benchmark 13.13% 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07%
Category Average 9.03% 3.21% 4.58% 7.90% -3.38% 12.85% 8.71% 7.05% -10.51% 7.50%
Quartile Ranking 3 3 3 4 3 3 4 4 1 4
Category Rank 9/ 15 11/ 16 12/ 16 17/ 20 13/ 22 16/ 23 22/ 23 18/ 23 2/ 24 23/ 24

Best Calendar Return (Last 10 years)

12.93% (2019)

Worst Calendar Return (Last 10 years)

-7.48% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Government Bonds 89.33
Cash and Equivalents 10.66
Other 0.01

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 89.33
Cash and Cash Equivalent 10.67

Geographic Allocation

Geographic Allocation
Name Percent
North America 100.00

Top Holdings

Top Holdings
Name Percent
Hydro-Quebec 0.00% 15-Aug-2026 23.37
Ontario Province 0.00% 02-Dec-2026 21.75
Hydro-Quebec 0.00% 15-Feb-2026 14.47
Hydro-Quebec 0.00% 15-Feb-2027 11.76
Canada Government 0.00% 23-May-2024 7.45
Quebec Province 0.00% 01-Oct-2027 5.89
Manitoba Province 0.00% 05-Mar-2027 4.77
Manitoba Province 0.00% 05-Sep-2027 3.93
Toronto-Dominion Bank 3.23% 24-Jul-2024 1.76
ROYAL BANK OF CANADA TD - 4.95% 01-Apr-2024 1.45

Equity Style

Equity style data not available

Fixed Income Style

Average Duration: S. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

BMO LifeStage Plus 2026 Fund Series A

Median

Other - 2030 Target Date

3 Yr Annualized

Standard Deviation 3.92% 4.18% 4.94%
Beta 0.23% 0.24% 0.36%
Alpha -0.03% -0.02% -0.01%
Rsquared 0.39% 0.33% 0.45%
Sharpe -1.11% -0.39% 0.22%
Sortino -1.29% -0.79% -0.16%
Treynor -0.19% -0.07% 0.03%
Tax Efficiency - 100.00% 100.00%
Volatility Volatility rating is 1 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10

Risk Rating

Rating 1 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 2.85% 3.92% 4.18% 4.94%
Beta 0.18% 0.23% 0.24% 0.36%
Alpha -0.02% -0.03% -0.02% -0.01%
Rsquared 0.30% 0.39% 0.33% 0.45%
Sharpe -1.32% -1.11% -0.39% 0.22%
Sortino -0.93% -1.29% -0.79% -0.16%
Treynor -0.21% -0.19% -0.07% 0.03%
Tax Efficiency 100.00% - 100.00% 100.00%

Fund Details

Start Date January 26, 2009
Instrument Type Mutual Fund (Wrap Program)
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $93

Fund Codes

FundServ Code Load Code Sales Status
BMO417
BMO70417

Investment Objectives

This fund’s objective is to provide the opportunity for capital appreciation during the term of the fund by investing in mutual funds, fixed income securities and cash equivalents. The percentage allocated to each of these asset classes from time to time will be determined by the fund’s asset allocation strategy.

Investment Strategy

These are the strategies the portfolio manager uses to try to achieve the fund's objective: holds a portfolio consisting of a Mutual Fund Component and/or a Fixed Income Component: the Mutual Fund Component invests in securities of other mutual funds, which may include mutual funds that are managed by us or one of our affiliates, and cash equivalents.

Portfolio Manager(s)

Name Start Date
Bank of Montreal 01-26-2009
Steven Shepherd 09-01-2014
Robert Armstrong 07-26-2018

Management and Organization

Fund Manager BMO Investments Inc.
Advisor BMO Asset Management Inc.
Custodian State Street Trust Company Canada
Registrar Bank of Montreal Investment Services
Distributor BMO Investments Inc.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.43%
Management Fee 2.00%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.75%
Trailer Fee Max (LL) -

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