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Educators Balanced Fund Class A

Canadian Equity Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(05-21-2024)
$21.54
Change
$0.06 (0.26%)

As at April 30, 2024

As at April 30, 2024

As at February 29, 2024

Period
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Legend

Educators Balanced Fund Class A

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Fund Returns

Inception Return (December 31, 1985): 6.83%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -2.53% 2.03% 11.24% 2.14% 2.78% 4.54% 2.46% 6.51% 4.05% 4.37% 3.90% 5.34% 4.49% 4.74%
Benchmark -1.85% 2.59% 13.66% 2.67% 6.31% 4.45% 5.18% 9.50% 6.74% 7.09% 6.37% 7.04% 5.81% 5.97%
Category Average -2.40% 11.59% 11.59% 2.01% 5.86% 4.52% 3.98% 7.95% 5.13% 5.26% 4.60% 5.43% 4.48% 4.66%
Category Rank 207 / 365 156 / 365 277 / 363 217 / 364 341 / 361 202 / 358 302 / 349 282 / 323 284 / 320 250 / 296 229 / 277 180 / 257 167 / 246 154 / 226
Quartile Ranking 3 2 4 3 4 3 4 4 4 4 4 3 3 3

Monthly Return

Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund -4.08% 2.34% 0.47% -1.25% -3.47% -1.72% 4.98% 3.74% 0.11% 2.57% 2.05% -2.53%
Benchmark -4.11% 2.51% 1.67% -1.08% -3.16% -2.30% 6.66% 3.79% 0.07% 1.27% 3.22% -1.85%

Best Monthly Return Since Inception

8.58% (November 2020)

Worst Monthly Return Since Inception

-9.21% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 7.19% 1.61% 8.96% 9.18% -4.19% 12.51% 5.24% 9.56% -5.65% 6.74%
Benchmark 10.25% -5.39% 15.95% 7.50% -6.34% 18.83% 6.85% 17.62% -7.12% 10.48%
Category Average 8.24% -2.09% 10.63% 6.12% -6.63% 14.36% 4.77% 15.38% -7.74% 9.70%
Quartile Ranking 4 2 3 1 2 4 3 4 2 4
Category Rank 167/ 220 75/ 246 152/ 254 49/ 266 75/ 295 269/ 315 180/ 323 341/ 349 120/ 357 332/ 361

Best Calendar Return (Last 10 years)

12.51% (2019)

Worst Calendar Return (Last 10 years)

-5.65% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Equity 28.91
US Equity 23.88
Canadian Government Bonds 16.89
International Equity 16.17
Canadian Corporate Bonds 13.12
Other 1.03

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 30.02
Mutual Fund 27.48
Financial Services 10.16
Technology 8.59
Consumer Services 6.14
Other 17.61

Geographic Allocation

Geographic Allocation
Name Percent
North America 83.86
Multi-National 15.90
Europe 0.27
Latin America 0.02
Other -0.05

Top Holdings

Top Holdings
Name Percent
Beutel Goodman International Equity Fund Class I 15.90
SPDR DJ Wilshire Large Cap Growth ETF 12.60
Beutel Goodman American Equity Fund Class I 11.58
Canada Government 3.00% 01-Jun-2034 2.52
Royal Bank of Canada 2.35
Toronto-Dominion Bank 1.89
Canadian National Railway Co 1.33
Suncor Energy Inc 1.20
Bank of Montreal 1.17
Manulife Financial Corp 1.17

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Educators Balanced Fund Class A

Median

Other - Canadian Equity Balanced

3 Yr Annualized

Standard Deviation 9.81% 10.54% 8.50%
Beta 0.82% 0.79% 0.77%
Alpha -0.02% -0.01% 0.00%
Rsquared 0.87% 0.89% 0.83%
Sharpe 0.02% 0.24% 0.42%
Sortino -0.02% 0.21% 0.34%
Treynor 0.00% 0.03% 0.05%
Tax Efficiency 58.92% 75.53% 81.69%
Volatility Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 10.13% 9.81% 10.54% 8.50%
Beta 0.88% 0.82% 0.79% 0.77%
Alpha -0.03% -0.02% -0.01% 0.00%
Rsquared 0.94% 0.87% 0.89% 0.83%
Sharpe -0.16% 0.02% 0.24% 0.42%
Sortino 0.03% -0.02% 0.21% 0.34%
Treynor -0.02% 0.00% 0.03% 0.05%
Tax Efficiency 76.93% 58.92% 75.53% 81.69%

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date December 31, 1985
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Restricted
Currency CAD
Distribution Frequency Semi Annual
Assets ($mil) $237

Fund Codes

FundServ Code Load Code Sales Status
OTG0225
OTG100

Investment Objectives

The Fund's investment objective is to provide a less volatile and more stable growth of assets by investing in a balanced asset mix of short-term fixed income securities, common and preferred shares, index participation units such as Standard & Poor's Depositary Receipts, and bonds. The Fund invests primarily in securities of Canadian governments and corporations. The asset mix is varied depending on the outlook for the economy and financial markets.

Investment Strategy

When selecting companies to invest in to achieve the Fund's investment objective, the Portfolio Adviser uses a disciplined investment process to maintain the most suitable asset mix to achieve a balance of the portfolio securities given the Portfolio Adviser's investment outlook.

Portfolio Manager(s)

Name Start Date
Beutel Goodman & Company Ltd. 10-22-2013

Management and Organization

Fund Manager Educators Financial Group Inc.
Advisor Beutel Goodman & Company Ltd.
Custodian RBC Investor Services Trust (Canada)
Registrar Educators Financial Group Inc.
Distributor Educators Financial Group Inc.
Auditor Grant Thornton LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 0
SWP Min Withdrawal 0

Fees

MER 1.87%
Management Fee 1.65%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.00%
Trailer Fee Max (LL) -

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