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Educators Balanced Fund Class A

Canadian Equity Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

NAVPS
(07-22-2025)
$23.05
Change
-$0.01 (-0.06%)

As at June 30, 2025

As at June 30, 2025

Period
Created with Highcharts 10.3.3Jan 2024Jul 2022Oct 2022Jan 2023Apr 2023Jul 2023Oct 2023Apr 2024Jul 2024Oct 2024Jan 2025Apr 2025Jan 2000Jan 2005Jan 2010Jan 2015Jan 2020Jan 2025J…$10,000$9,000$11,000$12,000$13,000$14,000Period

Legend

Educators Balanced Fund Class A

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Fund Returns

Inception Return (December 31, 1985): 7.00%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.56% 3.36% 3.66% 3.66% 11.76% 9.80% 9.88% 4.80% 7.64% 6.09% 5.58% 5.52% 6.20% 5.63%
Benchmark 2.20% 6.20% 7.93% 7.93% 20.99% 15.39% 13.08% 8.09% 11.08% 9.26% 8.63% 8.55% 8.51% 7.76%
Category Average 1.55% 4.26% 4.66% 4.66% 13.32% 11.07% 10.26% 5.96% 8.87% 6.90% 6.38% 6.13% 6.38% 5.75%
Category Rank 217 / 390 251 / 371 282 / 371 282 / 371 288 / 370 288 / 365 266 / 362 301 / 355 287 / 328 281 / 327 270 / 306 240 / 284 198 / 269 182 / 252
Quartile Ranking 3 3 4 4 4 4 3 4 4 4 4 4 3 3

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Fund 3.94% 0.21% 1.88% -0.91% 3.52% -0.95% 2.43% -0.18% -1.92% -1.47% 3.29% 1.56%
Benchmark 4.94% 1.05% 2.82% 0.37% 5.15% -2.58% 2.89% -0.02% -1.20% -0.27% 4.19% 2.20%

Best Monthly Return Since Inception

8.58% (November 2020)

Worst Monthly Return Since Inception

-9.21% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-10%-5%0%5%10%15%20%25%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 1.61% 8.96% 9.18% -4.19% 12.51% 5.24% 9.56% -5.65% 6.74% 13.46%
Benchmark -5.39% 15.95% 7.50% -6.34% 18.83% 6.85% 17.62% -7.12% 10.48% 17.11%
Category Average -2.09% 10.63% 6.12% -6.63% 14.36% 4.77% 15.38% -7.74% 9.70% 12.92%
Quartile Ranking 2 3 1 2 4 3 4 2 4 3
Category Rank 78/ 251 157/ 259 52/ 270 78/ 299 273/ 319 183/ 327 346/ 353 122/ 361 336/ 365 221/ 367

Best Calendar Return (Last 10 years)

13.46% (2024)

Worst Calendar Return (Last 10 years)

-5.65% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Equity 28.84
US Equity 23.17
Canadian Government Bonds 17.51
International Equity 15.37
Canadian Corporate Bonds 11.39
Other 3.72

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 29.04
Mutual Fund 26.25
Financial Services 11.47
Technology 8.21
Consumer Services 5.72
Other 19.31

Geographic Allocation

Geographic Allocation
Name Percent
North America 84.50
Multi-National 15.20
Europe 0.29
Latin America 0.01

Top Holdings

Top Holdings
Name Percent
Beutel Goodman International Equity Fund Class I 15.20
SPDR DJ Wilshire Large Cap Growth ETF 12.31
Beutel Goodman American Equity Fund Class I 11.05
Toronto-Dominion Bank 2.75
Royal Bank of Canada 2.17
Bank of Montreal 1.68
Canada Government 3.25% 01-Jun-2035 1.54
Canada Government 3.00% 01-Jun-2034 1.24
Canadian National Railway Co 1.12
Canada Government 0.50% 01-Dec-2030 1.08

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: H.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return78910111213144%6%8%10%12%14%16%18%20%

Educators Balanced Fund Class A

Median

Other - Canadian Equity Balanced

3 Yr Annualized

Standard Deviation 9.51% 9.26% 8.70%
Beta 0.87% 0.83% 0.78%
Alpha -0.01% -0.01% 0.00%
Rsquared 0.90% 0.88% 0.84%
Sharpe 0.62% 0.57% 0.48%
Sortino 1.27% 0.89% 0.49%
Treynor 0.07% 0.06% 0.05%
Tax Efficiency 90.50% 85.47% 83.99%
Volatility Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10

Risk Rating

Rating 5 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.19% 9.51% 9.26% 8.70%
Beta 0.80% 0.87% 0.83% 0.78%
Alpha -0.04% -0.01% -0.01% 0.00%
Rsquared 0.90% 0.90% 0.88% 0.84%
Sharpe 1.12% 0.62% 0.57% 0.48%
Sortino 2.58% 1.27% 0.89% 0.49%
Treynor 0.10% 0.07% 0.06% 0.05%
Tax Efficiency 90.39% 90.50% 85.47% 83.99%

Fund Details

Start Date December 31, 1985
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Restricted
Currency CAD
Distribution Frequency Semi Annual
Assets ($mil) $255

Fund Codes

FundServ Code Load Code Sales Status
OTG0225
OTG100

Investment Objectives

The Fund's investment objective is to provide a less volatile and more stable growth of assets by investing in a balanced asset mix of short-term fixed income securities, common and preferred shares, index participation units such as Standard & Poor's Depositary Receipts, and bonds. The Fund invests primarily in securities of Canadian governments and corporations. The asset mix is varied depending on the outlook for the economy and financial markets.

Investment Strategy

When selecting companies to invest in to achieve the Fund's investment objective, the Portfolio Adviser uses a disciplined investment process to maintain the most suitable asset mix to achieve a balance of the portfolio securities given the Portfolio Adviser's investment outlook.

Portfolio Management

Portfolio Manager

Beutel Goodman & Company Ltd.

Sub-Advisor

-

Management and Organization

Fund Manager

Educators Financial Group Inc.

Custodian

RBC Investor Services Trust (Canada)

Registrar

Educators Financial Group Inc.

Distributor

Educators Financial Group Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 0
SWP Min Withdrawal 0

Fees

MER 1.87%
Management Fee 1.65%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.00%
Trailer Fee Max (LL) -

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