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Primerica Global Balanced Growth Fund

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Global Equity Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(05-20-2025) 		$21.38
Change
-$0.04 (-0.17%)

As at April 30, 2025

As at April 30, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Jan 1998Jan 19…Jan 2000Jan 2002Jan 2004Jan 2006Jan 2008Jan 2010Jan 2012Jan 2014Jan 2016Jan 2018Jan 2020Jan 2022Jan 2024Jul 2022Oct 2022Jan 2023Apr 2023Jul 2023Oct 2023Apr 2024Jul 2024Oct 2024Jan 2025Apr 2025Jan 2000Jan 2005Jan 2010Jan 2015Jan 2020$10,000$20,000$30,000$40,000$0$50,000$9,000$11,000$12,000$13,000$14,000Period

Legend

Primerica Global Balanced Growth Fund

Compare Options

Fund Returns

Inception Return (September 15, 1997): 4.78%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -1.62% -5.69% 0.98% -1.76% 11.87% 10.28% 8.06% 5.05% 7.69% 5.01% 4.78% 4.25% 5.31% 4.55%
Benchmark -2.54% -5.91% 0.78% -2.84% 11.49% 12.43% 10.67% 6.78% 9.16% 7.82% 7.95% 7.59% 8.99% 8.19%
Category Average -1.92% -5.08% 0.21% -1.93% 8.87% 9.22% 7.36% 4.70% 7.93% 5.91% 5.80% 5.41% 6.28% 5.36%
Category Rank 378 / 1,330 862 / 1,329 461 / 1,328 651 / 1,329 181 / 1,308 463 / 1,235 526 / 1,211 548 / 1,087 607 / 1,029 792 / 1,004 735 / 876 684 / 789 625 / 745 513 / 606
Quartile Ranking 2 3 2 2 1 2 2 3 3 4 4 4 4 4

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund 2.46% 1.28% 2.26% 1.09% 2.04% 1.21% 4.18% -1.33% 4.16% -0.77% -3.39% -1.62%
Benchmark 2.36% 2.01% 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54%

Best Monthly Return Since Inception

8.28% (December 1999)

Worst Monthly Return Since Inception

-14.11% (August 1998)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 6.63% 4.19% 7.04% -6.50% 13.50% 3.89% 8.32% -8.22% 7.41% 19.74%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average 4.87% 4.92% 9.31% -5.49% 15.12% 8.09% 12.42% -11.85% 11.42% 15.99%
Quartile Ranking 3 3 4 4 4 4 4 1 4 1
Category Rank 320/ 592 407/ 682 669/ 776 662/ 849 731/ 941 879/ 1,026 990/ 1,075 187/ 1,172 1,127/ 1,221 250/ 1,304

Best Calendar Return (Last 10 years)

19.74% (2024)

Worst Calendar Return (Last 10 years)

-8.22% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 37.67
International Equity 21.06
Canadian Equity 11.27
Cash and Equivalents 7.86
Foreign Government Bonds 6.72
Other 15.42

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 20.82
Technology 16.47
Financial Services 14.05
Cash and Cash Equivalent 7.85
Healthcare 7.27
Other 33.54

Geographic Allocation

Geographic Allocation
Name Percent
North America 74.26
Europe 15.04
Asia 8.47
Latin America 1.86
Africa and Middle East 0.27
Other 0.10

Top Holdings

Top Holdings
Name Percent
AGF Global Select Fund Mutual Fund Series 22.67
AGF Global Dividend Fund Mutual Fund Series 22.22
AGF Canadian Dividend Income Fund MF 10.00
AGF Fixed Income Plus Fund MF Series 9.71
AGF Total Return Bond Fund MF Series 9.66
AGF U.S. Sector Class Mutual Fund Series 5.90
AGF American Growth Fund Mutual Fund Series 5.04
AGF Canadian Growth Equity Class MF Series 4.99
AGF Global Corporate Bond Fund MF 4.81
AGF Emerging Markets Fund MF Series 3.99

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return678910111213141516171819-5%0%5%10%15%

Primerica Global Balanced Growth Fund

Median

Other - Global Equity Balanced

3 Yr Annualized

Standard Deviation 9.45% 8.78% 9.01%
Beta 0.91% 0.88% 0.92%
Alpha -0.01% 0.00% -0.03%
Rsquared 0.93% 0.91% 0.88%
Sharpe 0.45% 0.61% 0.35%
Sortino 0.88% 0.89% 0.29%
Treynor 0.05% 0.06% 0.03%
Tax Efficiency 90.73% 89.45% 78.60%
Volatility Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 8.07% 9.45% 8.78% 9.01%
Beta 0.99% 0.91% 0.88% 0.92%
Alpha 0.01% -0.01% 0.00% -0.03%
Rsquared 0.87% 0.93% 0.91% 0.88%
Sharpe 0.97% 0.45% 0.61% 0.35%
Sortino 1.90% 0.88% 0.89% 0.29%
Treynor 0.08% 0.05% 0.06% 0.03%
Tax Efficiency 95.49% 90.73% 89.45% 78.60%

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A60.4​60.449.5​49.50%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A53.1​53.150.5​50.50%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A61.6​61.648.6​48.60%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A52.5​52.550.2​50.20%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

View the full methodology

Fund Details

Start Date September 15, 1997
Instrument Type Mutual Fund (Wrap Program)
Share Class Commission Based Advice
Legal Status Trust
Sales Status Partially Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) -

Fund Codes

FundServ Code Load Code Sales Status
PCS113
PCS2413
PCS313

Investment Objectives

The Concert Fund seeks long-term capital growth and income by investing directly or indirectly through other mutual funds in Canadian, U.S. and other international equity and fixed income securities. Approval of the unitholders of the Concert Fund is required in order to change the fundamental investment objectives of the Concert Fund.

Investment Strategy

The Concert Fund intends to achieve its investment objectives by investing primarily in the underlying Funds. LifeWorks will manage the allocation to each asset class with the objective of achieving the Concert Fund’s investment objectives. Currently, the Concert Fund aims to maintain approximately 75% of its portfolio invested in underlying mutual funds that hold equity securities and 25% of its portfolio invested in underlying mutual funds that hold fixed income securities.

Portfolio Management

Portfolio Manager

AGF Investments Inc.

TELUS Health Investment Management Ltd.
Sub-Advisor

-

Management and Organization

Fund Manager

PFSL Fund Management Ltd.
Custodian

CIBC Mellon Trust Company
Registrar

PFSL Fund Management Ltd.
Distributor

PFSL Investments Canada Ltd.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 100
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 0
SWP Min Withdrawal 0

Fees

MER 2.43%
Management Fee 1.91%
Load Choice of Front or No Load
FE Max 5.00%
DSC Max 5.50%
Trailer Fee Max (FE) 1.00%
Trailer Fee Max (DSC) 1.00%
Trailer Fee Max (NL) -
Trailer Fee Max (LL) -

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