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Primerica Income Fund
Canadian Fix Inc Balanced
Click for more information on Fundata’s FundGrade
FundGrade C
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|
NAVPS (10-14-2026) |
$10.49 |
|---|---|
| Change |
-$0.05
(-0.43%)
|
As at September 30, 2026
As at July 31, 2026
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Legend
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Fund Returns
Inception Return (September 15, 1997): 3.90%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | -0.79% | -2.16% | 3.06% | 2.89% | 2.83% | 5.63% | 9.06% | 7.60% | 3.90% | 4.39% | 4.09% | 4.19% | 4.05% | 3.89% |
| Benchmark | -1.54% | -1.87% | 1.24% | 2.49% | 3.80% | 6.23% | 9.46% | 7.32% | 3.90% | 3.82% | 4.09% | 4.73% | 4.52% | 4.03% |
| Category Average | -1.32% | -1.78% | 2.43% | 2.73% | 3.29% | 5.09% | 8.49% | 7.00% | 3.31% | 3.57% | 3.59% | 3.87% | 3.69% | 3.40% |
| Category Rank | 37 / 410 | 294 / 410 | 170 / 410 | 212 / 410 | 260 / 403 | 166 / 396 | 153 / 393 | 143 / 392 | 123 / 371 | 101 / 355 | 128 / 332 | 140 / 295 | 127 / 280 | 103 / 263 |
| Quartile Ranking | 1 | 3 | 2 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
Monthly Return
| Return % | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 0.85% | 0.21% | -1.10% | 1.16% | 1.63% | -2.90% | 2.27% | 2.19% | 0.80% | -1.46% | 0.07% | -0.79% |
| Benchmark | 0.81% | 1.16% | -0.69% | 0.68% | 3.20% | -2.57% | 1.00% | 1.68% | 0.46% | -0.90% | 0.57% | -1.54% |
Best Monthly Return Since Inception
4.80% (April 2020)
Worst Monthly Return Since Inception
-7.97% (March 2020)
Calendar Return (%)
| Return % | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 5.23% | 4.37% | -3.04% | 9.68% | 6.29% | 4.67% | -8.41% | 6.09% | 10.25% | 7.10% |
| Benchmark | 6.19% | 4.30% | -1.25% | 10.87% | 8.35% | 3.73% | -9.93% | 7.79% | 8.33% | 9.15% |
| Category Average | 4.06% | 3.92% | -2.19% | 9.07% | 6.42% | 3.91% | -9.95% | 7.21% | 8.35% | 6.88% |
| Quartile Ranking | 2 | 2 | 4 | 2 | 3 | 2 | 1 | 4 | 1 | 2 |
| Category Rank | 81/ 248 | 124/ 268 | 229/ 281 | 140/ 303 | 218/ 335 | 136/ 358 | 70/ 374 | 340/ 392 | 67/ 395 | 178/ 398 |
Best Calendar Return (Last 10 years)
10.25% (2024)
Worst Calendar Return (Last 10 years)
-8.41% (2022)
Asset Allocation
| Name | Percent |
|---|---|
| Canadian Corporate Bonds | 20.16 |
| US Equity | 17.94 |
| Foreign Corporate Bonds | 16.02 |
| Canadian Government Bonds | 13.31 |
| Canadian Equity | 9.45 |
| Other | 23.12 |
Sector Allocation
| Name | Percent |
|---|---|
| Fixed Income | 57.89 |
| Technology | 7.60 |
| Financial Services | 7.12 |
| Cash and Cash Equivalent | 3.97 |
| Energy | 3.47 |
| Other | 19.95 |
Geographic Allocation
| Name | Percent |
|---|---|
| North America | 87.98 |
| Europe | 6.70 |
| Asia | 3.34 |
| Latin America | 0.91 |
| Africa and Middle East | 0.41 |
| Other | 0.66 |
Top Holdings
| Name | Percent |
|---|---|
| AGF Fixed Income Plus Fund MF Series | 33.07 |
| AGF Total Return Bond Fund MF Series | 18.05 |
| AGF Canadian Dividend Income Fund MF | 11.12 |
| AGF Global Dividend Fund Mutual Fund Series | 10.27 |
| AGF Global Corporate Bond Fund MF | 10.05 |
| AGF Global Select Fund Mutual Fund Series | 8.65 |
| AGF Canadian Money Market MF Series - Open | 3.03 |
| AGF American Growth Fund Mutual Fund Series | 2.87 |
| AGF U.S. Sector Class Mutual Fund Series | 2.00 |
| Cash and Cash Equivalents | 0.89 |
Equity Style
Fixed Income Style
Risk vs Return (3 Yr)
Primerica Income Fund
Median
Other - Canadian Fix Inc Balanced
3 Yr Annualized
| Standard Deviation | 5.61% | 6.66% | 6.37% |
|---|---|---|---|
| Beta | 0.89 | 0.93 | 0.95 |
| Alpha | 0.01 | 0.00 | 0.00 |
| Rsquared | 0.81% | 0.89% | 0.85% |
| Sharpe | 0.99 | 0.15 | 0.32 |
| Sortino | 1.90 | 0.23 | 0.22 |
| Treynor | 0.06 | 0.01 | 0.02 |
| Tax Efficiency | 80.32% | 61.92% | 66.00% |
| Volatility |
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|
|
Risk Rating
Annualized Key Ratio Period Comparison
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 5.43% | 5.61% | 6.66% | 6.37% |
| Beta | 0.88 | 0.89 | 0.93 | 0.95 |
| Alpha | 0.00 | 0.01 | 0.00 | 0.00 |
| Rsquared | 0.76% | 0.81% | 0.89% | 0.85% |
| Sharpe | 0.13 | 0.99 | 0.15 | 0.32 |
| Sortino | -0.02 | 1.90 | 0.23 | 0.22 |
| Treynor | 0.01 | 0.06 | 0.01 | 0.02 |
| Tax Efficiency | 24.04% | 80.32% | 61.92% | 66.00% |
Fund Details
| Start Date | September 15, 1997 |
|---|---|
| Instrument Type | Mutual Fund (Wrap Program) |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Partially Open |
| Currency | CAD |
| Distribution Frequency | Monthly |
| Assets ($mil) | - |
Fund Codes
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| PCS119 | FE | Partially Open |
| PCS2419 | LSC | Partially Open |
| PCS319 | DSC | Partially Open |
Investment Objectives
The Concert Fund seeks to earn income and preserve capital by investing directly or indirectly through other mutual funds primarily in Canadian, U.S. and other international fixed income securities. The Concert Fund may also invest directly or indirectly through other mutual funds in Canadian, U.S. and other international equity securities to seek to earn income and long-term capital growth. Approval of the unitholders of the Concert Fund is required in order to change
Investment Strategy
The Concert Fund intends to achieve its investment objectives by investing primarily in the underlying Funds. LifeWorks will manage the allocation to each asset class with the objective of achieving the Concert Fund’s investment objectives. Currently, the Concert Fund aims to maintain at least 65% of its portfolio invested in mutual funds that hold bonds and other fixed income securities and up to 35% of its portfolio invested in mutual funds that hold equity securities.
Portfolio Management
| Portfolio Manager |
AGF Investments Inc. |
|---|---|
| Sub-Advisor |
- |
Management and Organization
| Fund Manager |
PFSL Fund Management Ltd. |
|---|---|
| Custodian |
CIBC Mellon Trust Company |
| Registrar |
PFSL Fund Management Ltd. |
| Distributor |
PFSL Investments Canada Ltd. |
Investment Minimums
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 100 |
| PAC Subsequent | 25 |
| SWP Allowed | Yes |
| SWP Min Balance | 25 |
| SWP Min Withdrawal | 0 |
Fees
| MER | 2.04% |
|---|---|
| Management Fee | 1.58% |
| Load | Choice of Front or No Load |
| FE Max | 5.00% |
| DSC Max | 5.50% |
| Trailer Fee Max (FE) | 1.00% |
| Trailer Fee Max (DSC) | 1.00% |
| Trailer Fee Max (NL) | - |
| Trailer Fee Max (LL) | - |
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