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Primerica Income Fund

Canadian Fix Inc Balanced

FundGrade B Click for more information on Fundata’s FundGrade

FundGrade B

Click for more information on Fundata’s FundGrade.

NAVPS
(05-21-2024)
$9.91
Change
$0.02 (0.21%)

As at April 30, 2024

As at April 30, 2024

Period
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Legend

Primerica Income Fund

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Fund Returns

Inception Return (September 15, 1997): 3.54%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -1.69% 1.03% 8.73% 1.04% 3.62% 2.83% 0.87% 3.35% 2.22% 2.73% 2.19% 3.12% 2.64% 2.71%
Benchmark -1.91% -0.39% 7.36% -1.27% 1.47% 1.84% 0.31% 1.64% 2.23% 3.01% 2.60% 3.00% 2.70% 3.22%
Category Average -1.88% 7.70% 7.70% -0.11% 2.53% 2.31% 0.16% 2.04% 1.83% 2.33% 1.97% 2.54% 2.14% 2.52%
Category Rank 180 / 418 102 / 418 102 / 417 96 / 417 145 / 415 192 / 410 121 / 374 85 / 351 142 / 335 134 / 304 138 / 286 105 / 271 99 / 251 144 / 242
Quartile Ranking 2 1 1 1 2 2 2 1 2 2 2 2 2 3

Monthly Return

Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund -2.58% 1.17% 0.36% -0.28% -2.61% -0.79% 4.64% 2.84% 0.01% 1.35% 1.40% -1.69%
Benchmark -2.45% 0.81% -0.16% -0.48% -2.80% -0.48% 5.03% 3.54% -0.88% 0.16% 1.39% -1.91%

Best Monthly Return Since Inception

4.80% (April 2020)

Worst Monthly Return Since Inception

-7.97% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 4.79% 1.52% 5.23% 4.37% -3.04% 9.68% 6.29% 4.67% -8.41% 6.09%
Benchmark 9.52% 0.56% 6.19% 4.30% -1.25% 10.87% 8.35% 3.73% -9.93% 7.79%
Category Average 6.62% 1.24% 4.06% 3.92% -2.19% 9.07% 6.42% 3.91% -9.95% 7.21%
Quartile Ranking 4 3 2 2 4 2 3 2 1 4
Category Rank 234/ 235 185/ 251 89/ 261 135/ 284 241/ 297 142/ 321 235/ 350 150/ 373 75/ 389 350/ 413

Best Calendar Return (Last 10 years)

9.68% (2019)

Worst Calendar Return (Last 10 years)

-8.41% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Equity 30.13
Canadian Corporate Bonds 20.81
US Equity 14.81
Canadian Government Bonds 8.90
International Equity 7.05
Other 18.30

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 42.43
Mutual Fund 19.03
Financial Services 7.28
Technology 4.45
Cash and Cash Equivalent 4.34
Other 22.47

Geographic Allocation

Geographic Allocation
Name Percent
North America 69.43
Multi-National 18.92
Europe 6.77
Asia 2.09
Latin America 2.04
Other 0.75

Top Holdings

Top Holdings
Name Percent
AGF Fixed Income Plus Fund MF Series 37.03
AGF Total Return Bond Series MF - Open 19.03
AGF Canadian Dividend Income Fund MF 14.92
AGF Global Dividend Fund Mutual Fund Series 10.03
AGF Global Select Fund Mutual Fund Series 10.01
AGF Global Corporate Bond Fund MF 5.00
AGF Emerging Markets Bond Fund MF Series 4.02
Cash and Cash Equivalents -0.04

Equity Style

Equity style data not available

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Primerica Income Fund

Median

Other - Canadian Fix Inc Balanced

3 Yr Annualized

Standard Deviation 7.33% 7.67% 6.17%
Beta 0.93% 0.97% 0.95%
Alpha 0.01% 0.00% 0.00%
Rsquared 0.93% 0.89% 0.84%
Sharpe -0.22% 0.07% 0.24%
Sortino -0.35% -0.09% -0.03%
Treynor -0.02% 0.01% 0.02%
Tax Efficiency - 43.94% 50.90%
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.44% 7.33% 7.67% 6.17%
Beta 0.90% 0.93% 0.97% 0.95%
Alpha 0.02% 0.01% 0.00% 0.00%
Rsquared 0.95% 0.93% 0.89% 0.84%
Sharpe -0.13% -0.22% 0.07% 0.24%
Sortino 0.18% -0.35% -0.09% -0.03%
Treynor -0.01% -0.02% 0.01% 0.02%
Tax Efficiency 54.39% - 43.94% 50.90%

Fund Details

Start Date September 15, 1997
Instrument Type Mutual Fund (Wrap Program)
Share Class Commission Based Advice
Legal Status Trust
Sales Status Partially Open
Currency CAD
Distribution Frequency Monthly
Assets ($mil) -

Fund Codes

FundServ Code Load Code Sales Status
PCS119
PCS2419
PCS319

Investment Objectives

The Concert Fund seeks to earn income and preserve capital by investing directly or indirectly through other mutual funds primarily in Canadian, U.S. and other international fixed income securities. The Concert Fund may also invest directly or indirectly through other mutual funds in Canadian, U.S. and other international equity securities to seek to earn income and long-term capital growth. Approval of the unitholders of the Concert Fund is required in order to change

Investment Strategy

The Concert Fund intends to achieve its investment objectives by investing primarily in the underlying Funds. LifeWorks will manage the allocation to each asset class with the objective of achieving the Concert Fund’s investment objectives. Currently, the Concert Fund aims to maintain at least 65% of its portfolio invested in mutual funds that hold bonds and other fixed income securities and up to 35% of its portfolio invested in mutual funds that hold equity securities.

Portfolio Manager(s)

Name Start Date
AGF Investments Inc. 08-29-2016
TELUS Health Investment Management Ltd. 11-15-2023

Management and Organization

Fund Manager PFSL Fund Management Ltd.
Advisor AGF Investments Inc.
Custodian CIBC Mellon Trust Company
Registrar PFSL Fund Management Ltd.
Distributor PFSL Investments Canada Ltd.
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 100
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 25
SWP Min Withdrawal 0

Fees

MER 2.05%
Management Fee 1.54%
Load Choice of Front or No Load
FE Max 5.00%
DSC Max 5.50%
Trailer Fee Max (FE) 1.00%
Trailer Fee Max (DSC) 1.00%
Trailer Fee Max (NL) -
Trailer Fee Max (LL) -

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