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Educators Monthly Income Fund Class A

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Canadian Equity Balanced

FundGrade B Click for more information on Fundata’s FundGrade

FundGrade B

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeC Click for more information on Fundata’s ESG Grade

Fundata ESG Grade C

Click for more information on Fundata’s ESG Grade.

NAVPS
(08-22-2025) 		$10.20
Change
$0.01 (0.06%)

As at July 31, 2025

As at July 31, 2025

As at July 31, 2025

Period
Created with Highcharts 10.3.3Jul 2023Jul 2024Jul 2025Oct 2022Jan 2023Apr 2023Oct 2023Jan 2024Apr 2024Oct 2024Jan 2025Apr 2025Jul 2011Jul 2013Jul 2015Jul 2017Jul 2019Jul 2021Jul 2023$10,000$9,000$11,000$12,000$13,000$14,000Period

Legend

Educators Monthly Income Fund Class A

Compare Options

Fund Returns

Inception Return (March 30, 2011): 6.68%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -1.08% 1.48% 2.54% 4.54% 9.77% 11.12% 9.18% 6.69% 8.75% 7.19% 6.36% 6.63% 6.48% 5.82%
Benchmark 1.08% 7.63% 6.04% 9.10% 16.54% 15.06% 11.86% 8.15% 10.51% 9.40% 8.70% 8.77% 8.27% 7.86%
Category Average 0.50% 5.71% 2.41% 5.18% 9.46% 10.82% 8.67% 5.80% 8.31% 6.92% 6.30% 6.32% 6.12% 5.72%
Category Rank 378 / 389 388 / 388 203 / 369 270 / 369 231 / 369 218 / 365 205 / 363 157 / 354 183 / 327 195 / 325 205 / 310 178 / 284 153 / 267 164 / 252
Quartile Ranking 4 4 3 3 3 3 3 2 3 3 3 3 3 3

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
Fund 1.25% 2.26% -0.59% 3.42% -1.36% 1.95% 1.66% -1.26% 0.66% 2.64% -0.06% -1.08%
Benchmark 1.05% 2.82% 0.37% 5.15% -2.58% 2.89% -0.02% -1.20% -0.27% 4.19% 2.20% 1.08%

Best Monthly Return Since Inception

7.33% (November 2020)

Worst Monthly Return Since Inception

-11.21% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-10%-5%0%5%10%15%20%25%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 2.10% 8.44% 8.23% -6.51% 14.15% 2.03% 16.69% -4.78% 9.23% 13.94%
Benchmark -5.39% 15.95% 7.50% -6.34% 18.83% 6.85% 17.62% -7.12% 10.48% 17.11%
Category Average -2.09% 10.63% 6.12% -6.63% 14.36% 4.77% 15.38% -7.74% 9.70% 12.92%
Quartile Ranking 2 3 2 3 3 3 2 1 3 3
Category Rank 65/ 251 169/ 259 86/ 268 160/ 297 223/ 317 238/ 325 134/ 351 86/ 359 214/ 363 194/ 365

Best Calendar Return (Last 10 years)

16.69% (2021)

Worst Calendar Return (Last 10 years)

-6.51% (2018)

Asset Allocation

Asset Allocation
Name Percent
Canadian Equity 49.68
Cash and Equivalents 17.83
US Equity 13.34
Canadian Corporate Bonds 11.34
Canadian Government Bonds 3.59
Other 4.22

Sector Allocation

Sector Allocation
Name Percent
Financial Services 25.30
Cash and Cash Equivalent 17.83
Fixed Income 17.50
Consumer Services 16.57
Technology 7.58
Other 15.22

Geographic Allocation

Geographic Allocation
Name Percent
North America 98.35
Europe 1.65

Top Holdings

Top Holdings
Name Percent
Canadian Treasury Bill % 17-Dec-2025 7.21
Canada Government 22-Oct-2025 3.62
Constellation Software Inc 3.38
TMX Group Ltd 3.37
Dollarama Inc 3.15
Royal Bank of Canada 3.12
Metro Inc 3.00
Mastercard Inc Cl A 2.98
National Bank of Canada 2.88
Canada Government 27-Aug-2025 2.86

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: S. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return78910111213142%4%6%8%10%12%14%16%18%

Educators Monthly Income Fund Class A

Median

Other - Canadian Equity Balanced

3 Yr Annualized

Standard Deviation 7.17% 8.04% 8.56%
Beta 0.64% 0.71% 0.77%
Alpha 0.02% 0.01% 0.00%
Rsquared 0.84% 0.84% 0.86%
Sharpe 0.71% 0.77% 0.50%
Sortino 1.54% 1.26% 0.50%
Treynor 0.08% 0.09% 0.06%
Tax Efficiency 72.44% 70.73% 66.03%
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 5.69% 7.17% 8.04% 8.56%
Beta 0.59% 0.64% 0.71% 0.77%
Alpha 0.00% 0.02% 0.01% 0.00%
Rsquared 0.66% 0.84% 0.84% 0.86%
Sharpe 1.11% 0.71% 0.77% 0.50%
Sortino 2.39% 1.54% 1.26% 0.50%
Treynor 0.11% 0.08% 0.09% 0.06%
Tax Efficiency 74.97% 72.44% 70.73% 66.03%

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A54.1​54.143.5​43.50%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A75.5​75.547.0​47.00%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A44.8​44.841.9​41.90%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A24.7​24.741.2​41.20%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

View the full methodology

Fund Details

Start Date March 30, 2011
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Restricted
Currency CAD
Distribution Frequency Monthly
Assets ($mil) $92

Fund Codes

FundServ Code Load Code Sales Status
OTG0228

Investment Objectives

The fundamental investment objective of the Fund is to provide a consistent stream of monthly income and some capital appreciation by investing in a portfolio of fixed income, investment trust units and equity investments.

Investment Strategy

The Fund will invest in fixed income and equity securities.

Portfolio Management

Portfolio Manager

Fiera Capital Corporation
Sub-Advisor

-

Management and Organization

Fund Manager

Educators Financial Group Inc.
Custodian

RBC Investor Services Trust (Canada)
Registrar

Educators Financial Group Inc.
Distributor

Educators Financial Group Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 0
SWP Min Withdrawal 0

Fees

MER 1.30%
Management Fee 1.15%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.00%
Trailer Fee Max (LL) -

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