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Melodia Very Conservative Income Portfolio A Class

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Global Fixed Inc Balanced

FundGrade E Click for more information on Fundata’s FundGrade

FundGrade E

Click for more information on Fundata’s FundGrade.

NAVPS
(10-16-2024) 		$10.28
Change
$0.02 (0.21%)

As at September 30, 2024

As at September 30, 2024

Period
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Legend

Melodia Very Conservative Income Portfolio A Class

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Fund Returns

Inception Return (May 17, 2013): 2.11%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.56% 4.59% 4.77% 5.73% 13.54% 7.42% 0.31% 0.83% 1.13% 1.88% 1.71% 1.38% 1.86% 1.87%
Benchmark 2.06% 5.58% 6.45% 9.47% 16.43% 10.42% 1.36% 1.06% 2.53% 3.59% 3.77% 3.09% 3.59% 4.76%
Category Average 1.70% 5.70% 5.70% 8.13% 15.76% 9.55% 1.92% 3.07% 3.32% 3.65% 3.41% 3.26% 3.64% 3.40%
Category Rank 722 / 961 670 / 961 896 / 955 946 / 955 861 / 919 860 / 903 809 / 851 767 / 789 743 / 746 639 / 654 585 / 592 516 / 517 440 / 441 344 / 348
Quartile Ranking 4 3 4 4 4 4 4 4 4 4 4 4 4 4

Monthly Return

Monthly Return
Return % Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
Fund -0.39% 4.43% 3.24% -0.52% 0.43% 1.01% -1.83% 1.37% 0.65% 2.47% 0.50% 1.56%
Benchmark 0.82% 3.70% 1.73% 0.36% 1.41% 1.04% -1.39% 0.79% 1.45% 3.61% -0.15% 2.06%

Best Monthly Return Since Inception

4.51% (April 2020)

Worst Monthly Return Since Inception

-7.63% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Fund 6.76% 1.30% 3.01% 2.65% -2.61% 8.06% 4.76% 0.97% -12.04% 6.98%
Benchmark 11.35% 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74%
Category Average 6.43% 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71%
Quartile Ranking 3 4 3 4 3 4 4 4 3 3
Category Rank 214/ 315 344/ 390 327/ 452 482/ 529 414/ 606 585/ 700 606/ 756 779/ 808 641/ 862 643/ 903

Best Calendar Return (Last 10 years)

8.06% (2019)

Worst Calendar Return (Last 10 years)

-12.04% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Corporate Bonds 22.80
Canadian Government Bonds 19.47
Foreign Government Bonds 17.14
US Equity 9.43
Foreign Corporate Bonds 8.87
Other 22.29

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 72.23
Cash and Cash Equivalent 5.33
Financial Services 4.13
Technology 4.12
Healthcare 2.40
Other 11.79

Geographic Allocation

Geographic Allocation
Name Percent
North America 77.90
Europe 14.36
Asia 5.85
Latin America 0.85
Multi-National 0.44
Other 0.60

Top Holdings

Top Holdings
Name Percent
Desjardins Canadian Bond Fund I Class 33.60
Desjardins Global Government Bond Index Fund I 14.00
Desjardins Global Total Return Bond Fund I Cl 7.00
Desjardins Canadian Corporate Bond Fund I 6.43
Desjardins Global Balanced Strategic Income Fd I 6.20
Desjardins Global Equity Fund I Class 5.33
Desjardins Canadian Equity Income Fund I Class 4.49
Desjardins Enhanced Bond Fund I Class 4.25
Desjardins Global Dividend Fund I Class 3.00
Desjardins Global Tactical Bond Fund I Class 2.45

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Melodia Very Conservative Income Portfolio A Class

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 7.26% 7.30% 5.67%
Beta 0.85% 0.81% 0.54%
Alpha -0.01% -0.01% -0.01%
Rsquared 0.77% 0.51% 0.42%
Sharpe -0.38% -0.11% 0.08%
Sortino -0.46% -0.29% -0.23%
Treynor -0.03% -0.01% 0.01%
Tax Efficiency - 30.88% 55.12%
Volatility Volatility rating is 3 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10

Risk Rating

Rating 3 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 5.94% 7.26% 7.30% 5.67%
Beta 1.02% 0.85% 0.81% 0.54%
Alpha -0.03% -0.01% -0.01% -0.01%
Rsquared 0.73% 0.77% 0.51% 0.42%
Sharpe 1.38% -0.38% -0.11% 0.08%
Sortino 4.30% -0.46% -0.29% -0.23%
Treynor 0.08% -0.03% -0.01% 0.01%
Tax Efficiency 93.72% - 30.88% 55.12%

Fund Details

Start Date May 17, 2013
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Capped
Currency CAD
Distribution Frequency Quarterly
Assets ($mil) $202

Fund Codes

FundServ Code Load Code Sales Status
DJT02150

Investment Objectives

This Portfolio is a strategic asset allocation fund. Its objective is to provide a regular income return and low medium-term capital appreciation. Consequently, the Portfolio invests mainly in the units of mutual funds which themselves invest in equity and fixed-income securities throughout the world.

Investment Strategy

The portfolio manager will actively choose the underlying funds, including those managed by the Manager. It will determine the percentage of the Portfolio’s assets that will be invested in each underlying fund, while ensuring compliance with the Portfolio’s investment objective, based on several criteria, including the following: – Duration and maturity; – Credit quality; – Management style diversification; – Geographical and sectoral diversification; – Market capitalization diversification.

Portfolio Manager(s)

Name Start Date
Desjardins Global Asset Management Inc. 05-17-2013

Management and Organization

Fund Manager Desjardins Investments Inc.
Advisor Desjardins Global Asset Management Inc.
Custodian Desjardins Trust Inc.
Registrar Desjardins Investments Inc.
Distributor -
Auditor PriceWaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 25
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 1,000
SWP Min Withdrawal 100

Fees

MER 1.87%
Management Fee 1.47%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.80%
Trailer Fee Max (LL) -

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