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BMO Target Education 2035 Portfolio Series A

2035 Target Date

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

FundGrade A+® Rating Recipient

FundGrade A+® Rating Recipient

2018, 2017

Click for more information on Fundata’s FundGrade

NAVPS
(07-25-2025)
$15.83
Change
$0.07 (0.45%)

As at June 30, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Jan 2015Jan 2016Jan 2017Jan 2018Jan 2019Jan 2020Jan 2021Jan 2022Jan 2023Jan 2024Jan 2025Jul 2022Oct 2022Apr 2023Jul 2023Oct 2023Apr 2024Jul 2024Oct 2024Apr 2025Jan 2015Jan 2017Jan 2019Jan 2021Jan 2023Jan 2025$10,000$20,000$12,500$15,000$17,500$9,000$11,000$12,000$13,000$14,000Period

Legend

BMO Target Education 2035 Portfolio Series A

Compare Options


Fund Returns

Inception Return (November 13, 2014): 6.28%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund 1.86% 2.95% 4.11% 4.11% 12.40% 11.67% 10.99% 5.56% 8.26% 6.66% 6.17% 6.18% 6.86% 6.17%
Benchmark 3.03% 4.19% 3.86% 3.86% 14.13% 16.01% 15.62% 7.80% 9.74% 9.30% 8.68% 8.87% 9.42% 8.79%
Category Average 1.88% 3.23% 4.07% 4.07% 11.76% 11.36% 10.71% 5.05% 7.54% 6.72% 6.25% 6.26% - -
Category Rank 13 / 17 14 / 17 13 / 17 13 / 17 10 / 17 11 / 17 10 / 16 7 / 15 7 / 15 9 / 15 10 / 14 9 / 11 - -
Quartile Ranking 4 4 4 4 3 3 3 2 2 3 3 4 - -

Monthly Return

Created with Highcharts 10.3.3-4%-2%0%2%4%6%
Monthly Return
Return % Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Fund 3.31% 0.38% 2.33% -0.26% 3.38% -1.34% 3.02% 0.23% -2.07% -1.81% 2.93% 1.86%
Benchmark 3.06% -0.02% 2.38% 0.42% 3.57% 0.16% 3.26% -0.48% -3.00% -2.54% 3.76% 3.03%

Best Monthly Return Since Inception

7.93% (November 2020)

Worst Monthly Return Since Inception

-11.55% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%30%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund 7.45% 5.59% 9.13% -4.91% 15.47% 5.46% 13.09% -10.02% 10.04% 14.28%
Benchmark 17.03% 3.66% 11.99% 0.72% 16.29% 12.17% 11.33% -12.03% 15.07% 21.57%
Category Average - - 9.08% -4.23% 14.42% 9.84% 11.58% -10.66% 9.20% 14.16%
Quartile Ranking - - 4 4 4 4 2 2 3 3
Category Rank - - 9/ 11 12/ 14 13/ 15 15/ 15 4/ 15 6/ 16 9/ 16 11/ 17

Best Calendar Return (Last 10 years)

15.47% (2019)

Worst Calendar Return (Last 10 years)

-10.02% (2022)

Asset Allocation

Asset Allocation
Name Percent
US Equity 25.94
Canadian Equity 18.49
Canadian Corporate Bonds 14.17
International Equity 14.08
Canadian Government Bonds 13.41
Other 13.91

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 37.14
Financial Services 13.25
Technology 11.61
Consumer Services 5.19
Energy 4.70
Other 28.11

Geographic Allocation

Geographic Allocation
Name Percent
North America 84.39
Europe 9.16
Asia 5.41
Latin America 0.92
Africa and Middle East 0.11
Other 0.01

Top Holdings

Top Holdings
Name Percent
BMO Core Bond Fund Series I 28.84
BMO S&P 500 Index ETF (ZSP) 18.81
BMO S&P/TSX Capped Composite Index ETF (ZCN) 9.86
BMO Canadian Dividend ETF (ZDV) 9.19
BMO MSCI EAFE Index ETF (ZEA) 8.92
BMO U.S. High Yield Bond Fund Series I 4.46
BMO US Dividend ETF (ZDY) 4.03
BMO Emerging Markets Fund Series I 3.22
BMO Long-Term US Treasury Bond Index ETF (ZTL.F) 3.03
BMO U.S. Small Cap Fund Series I 3.01

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: M. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return8.258.58.7599.259.59.751010.2510.510.751111.254%6%8%10%12%14%16%

BMO Target Education 2035 Portfolio Series A

Median

Other - 2035 Target Date

3 Yr Annualized

Standard Deviation 8.94% 9.19% 9.49%
Beta 0.91% 0.91% 0.97%
Alpha -0.03% 0.00% -0.02%
Rsquared 0.92% 0.91% 0.88%
Sharpe 0.77% 0.64% 0.50%
Sortino 1.57% 0.95% 0.51%
Treynor 0.08% 0.06% 0.05%
Tax Efficiency 92.31% 91.25% -
Volatility Volatility rating is 4 on a scale of 1 to 10 Volatility rating is 5 on a scale of 1 to 10 Volatility rating is 4 on a scale of 1 to 10

Risk Rating

Rating 4 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 7.13% 8.94% 9.19% 9.49%
Beta 0.82% 0.91% 0.91% 0.97%
Alpha 0.01% -0.03% 0.00% -0.02%
Rsquared 0.90% 0.92% 0.91% 0.88%
Sharpe 1.21% 0.77% 0.64% 0.50%
Sortino 2.55% 1.57% 0.95% 0.51%
Treynor 0.10% 0.08% 0.06% 0.05%
Tax Efficiency 95.28% 92.31% 91.25% -

Fund Details

Start Date November 13, 2014
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $223

Fund Codes

FundServ Code Load Code Sales Status
BMO171
BMO70171

Investment Objectives

This fund's objective is to provide the opportunity for capital appreciation by investing primarily in a diversified mix of mutual funds and/or exchange traded funds until its target date of June 30, 2035 approaches.

Investment Strategy

The fund is designed to meet the needs of investors who are saving money for the purpose of funding a post-secondary education that commences around the year 2035.

Portfolio Management

Portfolio Manager

BMO Asset Management Inc.

  • Taylor Evans
  • Zoe Li
Sub-Advisor

-

Management and Organization

Fund Manager

BMO Investments Inc.

Custodian

State Street Trust Company Canada

Registrar

BMO Investments Inc.

State Street Trust Company Canada

Distributor

BMO Investments Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 500
SWP Min Withdrawal 50

Fees

MER 1.56%
Management Fee 1.25%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.60%
Trailer Fee Max (LL) -

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