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BMO Retirement Income Portfolio Series A

Global Fixed Inc Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeD Click for more information on Fundata’s ESG Grade

Fundata ESG Grade D

Click for more information on Fundata’s ESG Grade.

NAVPS
(04-28-2025)
$11.00
Change
$0.01 (0.08%)

As at March 31, 2025

As at March 31, 2025

As at March 31, 2025

Period
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Legend

BMO Retirement Income Portfolio Series A

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Fund Returns

Inception Return (August 25, 2015): 2.03%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -1.07% 0.78% 0.85% 0.78% 5.96% 5.21% 2.29% 1.14% 2.45% 2.15% 2.27% 2.02% 2.00% -
Benchmark -0.65% 1.90% 3.85% 1.90% 10.55% 8.08% 5.21% 2.74% 2.53% 3.30% 3.45% 3.67% 3.85% 3.94%
Category Average -1.14% 1.14% 1.37% 1.14% 7.15% 6.91% 3.38% 2.51% 4.98% 3.46% 3.38% 3.29% 3.61% 3.03%
Category Rank 382 / 980 741 / 979 857 / 965 741 / 979 859 / 959 884 / 907 817 / 897 775 / 819 760 / 767 666 / 739 555 / 636 464 / 529 456 / 464 -
Quartile Ranking 2 4 4 4 4 4 4 4 4 4 4 4 4 -

Monthly Return

Monthly Return
Return % Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar
Fund -1.61% 1.62% 0.97% 1.86% 0.69% 1.47% -0.70% 1.73% -0.93% 1.19% 0.67% -1.07%
Benchmark -1.39% 0.79% 1.45% 3.61% -0.15% 2.06% -0.11% 1.82% 0.19% 1.92% 0.64% -0.65%

Best Monthly Return Since Inception

3.93% (April 2020)

Worst Monthly Return Since Inception

-2.80% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - 1.38% 1.85% -1.22% 6.71% 7.52% 1.44% -10.91% 6.14% 6.28%
Benchmark 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74% 11.56%
Category Average 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71% 8.38%
Quartile Ranking - 4 4 2 4 2 4 3 4 4
Category Rank - 435/ 451 502/ 526 184/ 604 693/ 710 271/ 767 766/ 819 446/ 866 794/ 907 915/ 959

Best Calendar Return (Last 10 years)

7.52% (2020)

Worst Calendar Return (Last 10 years)

-10.91% (2022)

Asset Allocation

Asset Allocation
Name Percent
Foreign Bonds - Funds 40.91
International Equity 21.38
Canadian Bonds - Other 16.45
Foreign Government Bonds 6.13
Foreign Corporate Bonds 5.14
Other 9.99

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 72.50
Mutual Fund 20.86
Cash and Cash Equivalent 1.21
Technology 0.85
Utilities 0.82
Other 3.76

Geographic Allocation

Geographic Allocation
Name Percent
Multi-National 61.77
North America 37.52
Europe 0.43
Latin America 0.12
Asia 0.11
Other 0.05

Top Holdings

Top Holdings
Name Percent
BMO Risk Reduction Fixed Income Fund Series I 40.91
BMO Risk Reduction Equity Fund Series I 20.86
BMO Core Plus Bond Fund ETF (ZCPB) 16.45
BMO US Aggregate Bond Index ETF (Hdg) (ZUAG.F) 6.43
BMO Short-Term US TIPS Index ETF (Hdg) (ZTIP.F) 3.74
BMO Mid-Term U.S. IG Corp Bond Hedged to CAD (ZMU) 3.57
BMO Low Volatility US Equity ETF (ZLU) 2.44
BMO Long Federal Bond Index ETF (ZFL) 2.15
BMO MSCI USA High Quality Index ETF (ZUQ) 0.86
BMO Global Infrastructure Index ETF (ZGI) 0.64

Equity Style

Equity style data not available

Fixed Income Style

Fixed income style data not available
Period: 

Risk vs Return (3 Yr)

BMO Retirement Income Portfolio Series A

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 5.68% 5.33% -
Beta 0.75% 0.68% -
Alpha -0.02% 0.01% -
Rsquared 0.81% 0.67% -
Sharpe -0.25% 0.03% -
Sortino -0.14% -0.11% -
Treynor -0.02% 0.00% -
Tax Efficiency 79.05% 84.39% -
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 -

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 4.27% 5.68% 5.33% -
Beta 0.76% 0.75% 0.68% -
Alpha -0.02% -0.02% 0.01% -
Rsquared 0.72% 0.81% 0.67% -
Sharpe 0.46% -0.25% 0.03% -
Sortino 1.05% -0.14% -0.11% -
Treynor 0.03% -0.02% 0.00% -
Tax Efficiency 92.36% 79.05% 84.39% -

Fundata ESG Metrics

Fundata ESG Score

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date August 25, 2015
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $496

Fund Codes

FundServ Code Load Code Sales Status
BMO223
BMO70223

Investment Objectives

This fund's objective is to seek to preserve the value of your investment and provide some potential for growth while seeking to reduce portfolio volatility by investing primarily, directly or indirectly, in global equities and fixed income securities.

Investment Strategy

These are the strategies the portfolio manager uses to try to achieve the fund’s objectives: employs a strategic asset allocation strategy and may dynamically shift the fund’s exposure across asset classes and markets; employs investment strategies that seek to reduce portfolio risk levels. These strategies seek to reduce exposure to market declines, while recognizing that the fund may not fully benefit from strong market growth.

Portfolio Management

Portfolio Manager

BMO Asset Management Inc.

  • Chris McHaney
  • Chris Heakes
  • Charles-Lucien Myssie
  • Jimmy Xu
Sub-Advisor

-

Management and Organization

Fund Manager

BMO Investments Inc.

Custodian

State Street Trust Company Canada

Registrar

BMO Investments Inc.

State Street Trust Company Canada

Distributor

BMO Investments Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.73%
Management Fee 1.40%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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