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BMO Retirement Income Portfolio Series A

Global Fixed Inc Balanced

FundGrade D Click for more information on Fundata’s FundGrade

FundGrade D

Click for more information on Fundata’s FundGrade.

Fundata ESG GradeD Click for more information on Fundata’s ESG Grade

Fundata ESG Grade D

Click for more information on Fundata’s ESG Grade.

NAVPS
(05-30-2025)
$11.15
Change
$0.01 (0.07%)

As at April 30, 2025

As at April 30, 2025

As at April 30, 2025

Period
Created with Highcharts 10.3.3Nov 2015Jul 2016Mar 2017Nov 2017Jul 2018Mar 2019Nov 2019Jul 2020Mar 2021Nov 2021Jul 2022Mar 2023Nov 2023Jul 2024Mar 2025Apr 2022Oct 2022Jan 2023Apr 2023Jul 2023Oct 2023Jan 2024Apr 2024Oct 2024Jan 2025Sep 2015Jan 2017May 2018Sep 2019Jan 2021May 2022Sep 2023Jan 2025Jan…$10,000$10,500$11,000$11,500$12,000$12,500$9,000$9,500Period

Legend

BMO Retirement Income Portfolio Series A

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Fund Returns

Inception Return (August 25, 2015): 1.95%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -0.58% -0.98% 0.98% 0.19% 7.08% 4.49% 3.03% 0.81% 1.55% 1.95% 2.27% 1.86% 1.94% -
Benchmark -1.67% -1.68% 2.22% 0.20% 10.23% 6.64% 6.01% 2.36% 1.84% 2.79% 3.41% 2.96% 3.88% 4.11%
Category Average -0.86% -1.49% 1.29% 0.26% 8.21% 5.91% 4.37% 2.02% 3.76% 3.16% 3.29% 2.99% 3.46% 2.99%
Category Rank 102 / 982 125 / 980 681 / 980 373 / 980 821 / 959 850 / 907 850 / 898 744 / 819 766 / 779 650 / 744 544 / 641 449 / 539 488 / 503 -
Quartile Ranking 1 1 3 2 4 4 4 4 4 4 4 4 4 -

Monthly Return

Created with Highcharts 10.3.3-2%-1%0%1%2%3%4%
Monthly Return
Return % May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Fund 1.62% 0.97% 1.86% 0.69% 1.47% -0.70% 1.73% -0.93% 1.19% 0.67% -1.07% -0.58%
Benchmark 0.79% 1.45% 3.61% -0.15% 2.06% -0.11% 1.82% 0.19% 1.92% 0.64% -0.65% -1.67%

Best Monthly Return Since Inception

3.93% (April 2020)

Worst Monthly Return Since Inception

-2.80% (March 2020)

Calendar Return (%)

Created with Highcharts 10.3.3-20%-10%0%10%20%
Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - 1.38% 1.85% -1.22% 6.71% 7.52% 1.44% -10.91% 6.14% 6.28%
Benchmark 16.91% 0.39% 3.81% 5.53% 6.30% 9.09% -0.49% -11.13% 6.74% 11.56%
Category Average 1.21% 4.39% 5.49% -2.85% 9.97% 7.08% 4.51% -11.10% 7.71% 8.38%
Quartile Ranking - 4 4 2 4 2 4 3 4 4
Category Rank - 435/ 451 502/ 526 184/ 604 693/ 710 271/ 767 766/ 819 446/ 866 794/ 907 915/ 959

Best Calendar Return (Last 10 years)

7.52% (2020)

Worst Calendar Return (Last 10 years)

-10.91% (2022)

Asset Allocation

Asset Allocation
Name Percent
Foreign Bonds - Funds 40.87
International Equity 21.52
Canadian Bonds - Other 16.00
Foreign Government Bonds 6.28
Foreign Corporate Bonds 5.13
Other 10.20

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 72.02
Mutual Fund 21.06
Cash and Cash Equivalent 1.52
Technology 0.90
Utilities 0.80
Other 3.70

Geographic Allocation

Geographic Allocation
Name Percent
Multi-National 61.86
North America 37.55
Europe 0.42
Latin America 0.14
Asia 0.11
Other -0.08

Top Holdings

Top Holdings
Name Percent
BMO Risk Reduction Fixed Income Fund Series I 40.87
BMO Risk Reduction Equity Fund Series I 20.99
BMO Core Plus Bond Fund ETF (ZCPB) 16.00
BMO US Aggregate Bond Index ETF (Hdg) (ZUAG.F) 6.49
BMO Short-Term US TIPS Index ETF (Hdg) (ZTIP.F) 3.80
BMO Mid-Term U.S. IG Corp Bond Hedged to CAD (ZMU) 3.60
BMO Low Volatility US Equity ETF (ZLU) 2.31
BMO Long Federal Bond Index ETF (ZFL) 2.11
BMO MSCI USA High Quality Index ETF (ZUQ) 0.83
ROYAL BANK OF CANADA TD - 2.65% 01-May-2025 0.67

Equity Style

Equity style data not available

Fixed Income Style

Fixed income style data not available
Period: 

Risk vs Return (3 Yr)

Created with Highcharts 10.3.3Risk (Annualized Standard Deviation)ReturnMedian DeviationMedian Return45678910111213-2%0%2%4%6%8%10%12%

BMO Retirement Income Portfolio Series A

Median

Other - Global Fixed Inc Balanced

3 Yr Annualized

Standard Deviation 5.44% 5.07% -
Beta 0.75% 0.65% -
Alpha -0.01% 0.00% -
Rsquared 0.79% 0.69% -
Sharpe -0.14% -0.15% -
Sortino 0.03% -0.35% -
Treynor -0.01% -0.01% -
Tax Efficiency 84.07% 75.48% -
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 2 on a scale of 1 to 10 -

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 3.82% 5.44% 5.07% -
Beta 0.62% 0.75% 0.65% -
Alpha 0.01% -0.01% 0.00% -
Rsquared 0.65% 0.79% 0.69% -
Sharpe 0.84% -0.14% -0.15% -
Sortino 1.80% 0.03% -0.35% -
Treynor 0.05% -0.01% -0.01% -
Tax Efficiency 93.46% 84.07% 75.48% -

Fundata ESG Metrics

Fundata ESG Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A20.320.321.921.90%10%20%30%40%50%60%70%80%90%100%

The E, S, and G scores are averaged for each security in the portfolio, to arrive at an ESG score for each security. We take the portfolio weighted average of the ESG scores for each fund and rank them against their peers to arrive at the Fundata ESG Score from 0-100.

Fundata E Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A40.540.541.841.80%10%20%30%40%50%60%70%80%90%100%

Three scores under the Environment bucket are averaged to yield the Fundata Environment Score for each fund from 0-100: (1) Pollution Prevention, (2) Environmental Transparency, (3) Resource Efficiency.

Fundata S Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A14.714.716.116.10%10%20%30%40%50%60%70%80%90%100%

Six scores under the Social bucket are averaged to yield the Fundata Social Score for each fund from 0-100. (1) Compensation and Satisfaction, (2) Diversity and Rights, (3) Education and Work Conditions, (4) Community and Charity, (5) Human Rights, (6) Sustainability Integration.

Fundata G Score

Created with Highcharts 10.3.3Grade: EGrade: DGrade: CGrade: BGrade: A19.419.420.920.90%10%20%30%40%50%60%70%80%90%100%

Three scores under the governance bucket are averaged to yield the Fundata Governance Score for each fund from 0-100: (1) Board Effectiveness, (2) Management Ethics, (3) Disclosure and Accountability.

Powered by OWL Analytics. For more information, please contact Fundata Canada.

Fund Details

Start Date August 25, 2015
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Annual
Assets ($mil) $491

Fund Codes

FundServ Code Load Code Sales Status
BMO223
BMO70223

Investment Objectives

This fund's objective is to seek to preserve the value of your investment and provide some potential for growth while seeking to reduce portfolio volatility by investing primarily, directly or indirectly, in global equities and fixed income securities.

Investment Strategy

These are the strategies the portfolio manager uses to try to achieve the fund’s objectives: employs a strategic asset allocation strategy and may dynamically shift the fund’s exposure across asset classes and markets; employs investment strategies that seek to reduce portfolio risk levels. These strategies seek to reduce exposure to market declines, while recognizing that the fund may not fully benefit from strong market growth.

Portfolio Management

Portfolio Manager

BMO Asset Management Inc.

  • Chris McHaney
  • Chris Heakes
  • Charles-Lucien Myssie
  • Jimmy Xu
Sub-Advisor

-

Management and Organization

Fund Manager

BMO Investments Inc.

Custodian

State Street Trust Company Canada

Registrar

BMO Investments Inc.

State Street Trust Company Canada

Distributor

BMO Investments Inc.

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 50
PAC Subsequent 50
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.73%
Management Fee 1.40%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 1.00%
Trailer Fee Max (LL) -

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