Join Fund Library now and get free access to personalized features to help you manage your investments.

RBC Retirement Income Solution Series A

Canadian Fix Inc Balanced

FundGrade C Click for more information on Fundata’s FundGrade

FundGrade C

Click for more information on Fundata’s FundGrade.

NAVPS
(02-07-2025)
$11.05
Change
-$0.05 (-0.41%)

As at December 31, 2024

As at November 30, 2024

Period
Loading...

Legend

RBC Retirement Income Solution Series A

Compare Options


Fund Returns

Inception Return (October 11, 2016): 2.96%

Fund Returns
Row Heading Return Annualized Return
1 Mth 3 Mth 6 Mth YTD 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr 6 Yr 7 Yr 8 Yr 9 Yr 10 Yr
Fund -0.47% 0.83% 4.94% 8.12% 8.12% 6.90% 1.71% 2.14% 2.91% 3.70% 3.08% 3.04% - -
Benchmark -1.20% 0.88% 6.96% 8.33% 8.33% 8.06% 1.70% 2.20% 3.40% 4.61% 3.75% 3.82% 4.08% 3.72%
Category Average -1.06% 0.60% 5.75% 8.35% 8.35% 7.78% 1.51% 2.11% 2.96% 3.95% 3.05% 3.16% 3.26% 3.05%
Category Rank 15 / 411 194 / 409 330 / 409 262 / 408 262 / 408 339 / 404 202 / 380 198 / 364 202 / 341 211 / 312 176 / 288 178 / 275 - -
Quartile Ranking 1 2 4 3 3 4 3 3 3 3 3 3 - -

Monthly Return

Monthly Return
Return % Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Fund 0.25% 0.82% 0.95% -1.28% 1.52% 0.76% 2.08% 0.47% 1.48% -0.29% 1.60% -0.47%
Benchmark -0.88% 0.16% 1.39% -1.91% 0.69% 1.88% 3.07% 0.70% 2.15% -0.59% 2.72% -1.20%

Best Monthly Return Since Inception

3.51% (April 2020)

Worst Monthly Return Since Inception

-4.19% (March 2020)

Calendar Return (%)

Calendar Return
Return % 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Fund - - 2.75% -0.56% 7.70% 6.05% 3.47% -7.93% 5.69% 8.12%
Benchmark 0.56% 6.19% 4.30% -1.25% 10.87% 8.35% 3.73% -9.93% 7.79% 8.33%
Category Average 1.24% 4.06% 3.92% -2.19% 9.07% 6.42% 3.91% -9.95% 7.21% 8.35%
Quartile Ranking - - 4 1 4 3 3 1 4 3
Category Rank - - 235/ 275 66/ 288 258/ 312 240/ 341 229/ 364 62/ 380 380/ 404 262/ 408

Best Calendar Return (Last 10 years)

8.12% (2024)

Worst Calendar Return (Last 10 years)

-7.93% (2022)

Asset Allocation

Asset Allocation
Name Percent
Canadian Corporate Bonds 29.32
Canadian Government Bonds 25.29
Canadian Equity 12.00
US Equity 10.68
Cash and Equivalents 7.31
Other 15.40

Sector Allocation

Sector Allocation
Name Percent
Fixed Income 63.66
Cash and Cash Equivalent 7.30
Financial Services 5.59
Technology 4.49
Consumer Services 2.58
Other 16.38

Geographic Allocation

Geographic Allocation
Name Percent
North America 87.91
Europe 6.94
Asia 2.92
Latin America 1.19
Africa and Middle East 0.54
Other 0.50

Top Holdings

Top Holdings
Name Percent
RBC Canadian Short-Term Income Fund Series O 54.25
RBC Global Dividend Growth Fund Series O 4.99
RBC Global Equity Leaders Fund Series O 4.84
PH&N Conservative Equity Income Fund Series O 4.34
RBC QUBE Low Volatility Canadian Equity Fund O 4.31
RBC QUBE Low Volatility Global Equity Fund O 3.21
RBC Bond Fund Series O 2.87
PH&N U.S. Equity Fund Series O 2.85
PH&N Total Return Bond Fund Series O 2.85
RBC Canadian Core Real Estate Fund Series N 2.84

Equity Style

Market capitalization is large. Equity style is growth.

Fixed Income Style

Average Duration: S. Average Credit Quality: M.
Period: 

Risk vs Return (3 Yr)

RBC Retirement Income Solution Series A

Median

Other - Canadian Fix Inc Balanced

3 Yr Annualized

Standard Deviation 5.51% 5.34% -
Beta 0.68% 0.67% -
Alpha 0.01% 0.01% -
Rsquared 0.94% 0.93% -
Sharpe -0.33% 0.13% -
Sortino -0.29% 0.00% -
Treynor -0.03% 0.01% -
Tax Efficiency 48.93% 76.91% -
Volatility Volatility rating is 2 on a scale of 1 to 10 Volatility rating is 1 on a scale of 1 to 10 -

Risk Rating

Rating 2 out of ten

Annualized Key Ratio Period Comparison

Key Ratio
Key Ratio 1 Yr 3 Yr 5 Yr 10 Yr
Standard Deviation 3.40% 5.51% 5.34% -
Beta 0.55% 0.68% 0.67% -
Alpha 0.03% 0.01% 0.01% -
Rsquared 0.82% 0.94% 0.93% -
Sharpe 1.03% -0.33% 0.13% -
Sortino 2.75% -0.29% 0.00% -
Treynor 0.06% -0.03% 0.01% -
Tax Efficiency 86.45% 48.93% 76.91% -

Fund Details

Start Date October 11, 2016
Instrument Type Mutual Fund
Share Class Commission Based Advice
Legal Status Trust
Sales Status Open
Currency CAD
Distribution Frequency Quarterly
Assets ($mil) $75

Fund Codes

FundServ Code Load Code Sales Status
RBF1501

Investment Objectives

To provide regular income with a potential for modest capital appreciation. This fund is an asset allocation fund specifically designed for investors who are approaching or are already in retirement. The fund invests primarily in units of other funds managed by RBC GAM or an affiliate of RBC GAM (called the underlying funds), emphasizing mutual funds whose investment objective is to generate income.

Investment Strategy

To achieve the fund’s objectives, the portfolio manager: selects underlying funds managed by RBC GAM or an affiliate based on their ability to provide cash flow and complement other funds within the portfolio; allocates assets among the underlying funds within the target weightings set for the portfolio (excluding cash and cash equivalents).

Portfolio Manager(s)

Name Start Date
Sarah Riopelle 09-27-2016

Management and Organization

Fund Manager RBC Global Asset Management Inc.
Advisor RBC Global Asset Management Inc.
Custodian RBC Investor Services Trust
Registrar RBC Investor Services Trust
Distributor Royal Mutual Funds Inc.
Auditor PricewaterhouseCoopers LLP

Investment Minimums

RSP Eligible Yes
PAC Allowed Yes
PAC Initial Investment 500
PAC Subsequent 25
SWP Allowed Yes
SWP Min Balance 10,000
SWP Min Withdrawal 100

Fees

MER 1.70%
Management Fee 1.45%
Load No Load
FE Max -
DSC Max -
Trailer Fee Max (FE) -
Trailer Fee Max (DSC) -
Trailer Fee Max (NL) 0.75%
Trailer Fee Max (LL) -

Join Fund Library now and get free access to personalized features to help you manage your investments.