Try Fund Library Premium
For Free with a 30 day trial!
2040 Target Date Portflio
Click for more information on Fundata’s FundGrade
Click for more information on Fundata’s FundGrade.
|
NAVPS (11-03-2025) |
$13.95 |
|---|---|
| Change |
$0.02
(0.18%)
|
As at September 30, 2025
As at August 31, 2025
Inception Return (July 18, 2022): 13.57%
| Row Heading | Return | Annualized Return | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Mth | 3 Mth | 6 Mth | YTD | 1 Yr | 2 Yr | 3 Yr | 4 Yr | 5 Yr | 6 Yr | 7 Yr | 8 Yr | 9 Yr | 10 Yr | |
| Fund | 3.55% | 6.57% | 11.57% | 11.69% | 13.65% | 17.83% | 14.84% | - | - | - | - | - | - | - |
| Benchmark | 4.09% | 8.05% | 12.57% | 12.21% | 16.90% | 21.41% | 18.96% | 9.54% | 10.47% | 10.45% | 9.73% | 9.87% | 9.66% | 9.68% |
| Category Average | 3.54% | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Category Rank | 14 / 18 | 16 / 16 | 13 / 16 | 13 / 16 | 16 / 16 | 15 / 16 | 11 / 15 | - | - | - | - | - | - | - |
| Quartile Ranking | 4 | 4 | 4 | 4 | 4 | 4 | 3 | - | - | - | - | - | - | - |
| Return % | Oct | Nov | Dec | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund | -0.22% | 3.43% | -1.40% | 3.04% | -0.29% | -2.56% | -1.65% | 3.89% | 2.47% | 0.97% | 1.92% | 3.55% |
| Benchmark | 0.42% | 3.57% | 0.16% | 3.26% | -0.48% | -3.00% | -2.54% | 3.76% | 3.03% | 2.10% | 1.67% | 4.09% |
5.94% (November 2023)
-3.21% (September 2022)
| Return % | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | - | - | - | - | - | - | - | - | 10.93% | 15.51% |
| Benchmark | 17.03% | 3.66% | 11.99% | 0.72% | 16.29% | 12.17% | 11.33% | -12.03% | 15.07% | 21.57% |
| Category Average | - | - | - | - | - | - | - | - | - | - |
| Quartile Ranking | - | - | - | - | - | - | - | - | 3 | 4 |
| Category Rank | - | - | - | - | - | - | - | - | 8/ 15 | 13/ 16 |
15.51% (2024)
10.93% (2023)
| Name | Percent |
|---|---|
| US Equity | 24.33 |
| Canadian Equity | 23.61 |
| International Equity | 20.25 |
| Canadian Bonds - Funds | 11.50 |
| Canadian Government Bonds | 8.58 |
| Other | 11.73 |
| Name | Percent |
|---|---|
| Fixed Income | 28.04 |
| Financial Services | 16.79 |
| Technology | 14.94 |
| Consumer Services | 6.08 |
| Consumer Goods | 4.73 |
| Other | 29.42 |
| Name | Percent |
|---|---|
| North America | 79.04 |
| Europe | 10.76 |
| Asia | 9.04 |
| Latin America | 0.85 |
| Africa and Middle East | 0.22 |
| Other | 0.09 |
| Name | Percent |
|---|---|
| RBC Bond Fund Series O | 17.28 |
| RBC Canadian Equity Fund Series O | 12.12 |
| RBC High Yield Bond Fund Series O | 11.50 |
| RBC European Equity Fund Series O | 9.99 |
| RBC U.S. Equity Fund Series O | 7.38 |
| RBC Private U.S. Large-Cap Core Equity Pool O | 7.36 |
| PH&N U.S. Multi-Style All-Cap Equity Fund Series O | 5.35 |
| PH&N Canadian Growth Fund Series O | 5.05 |
| RBC Canadian Dividend Fund Series O | 5.03 |
| RBC U.S. Mid-Cap Growth Equity Fund Series O | 5.01 |
RBC Target 2040 Education Fund Series A
Median
Other - 2040 Target Date Portflio
| Standard Deviation | 8.49% | - | - |
|---|---|---|---|
| Beta | 0.96% | - | - |
| Alpha | -0.03% | - | - |
| Rsquared | 0.93% | - | - |
| Sharpe | 1.21% | - | - |
| Sortino | 2.60% | - | - |
| Treynor | 0.11% | - | - |
| Tax Efficiency | - | - | - |
| Volatility |
|
- | - |
| Key Ratio | 1 Yr | 3 Yr | 5 Yr | 10 Yr |
|---|---|---|---|---|
| Standard Deviation | 7.85% | 8.49% | - | - |
| Beta | 0.89% | 0.96% | - | - |
| Alpha | -0.01% | -0.03% | - | - |
| Rsquared | 0.92% | 0.93% | - | - |
| Sharpe | 1.30% | 1.21% | - | - |
| Sortino | 2.64% | 2.60% | - | - |
| Treynor | 0.11% | 0.11% | - | - |
| Tax Efficiency | 91.34% | - | - | - |
| Start Date | July 18, 2022 |
|---|---|
| Instrument Type | Mutual Fund |
| Share Class | Commission Based Advice |
| Legal Status | Trust |
| Sales Status | Open |
| Currency | CAD |
| Distribution Frequency | Annual |
| Assets ($mil) | $186 |
| FundServ Code | Load Code | Sales Status |
|---|---|---|
| RBF276 |
This fund is an asset allocation fund specifically designed to meet the changing needs of investors who are saving money for the purpose of funding a post-secondary education that commences around 2040. The fund gradually shifts its asset mix from an emphasis on equity funds, in its early years, to an emphasis on money market funds as its “target” date (2040) approaches.
The underlying funds are managed by RBC GAM or an affiliate of RBC GAM. The portfolio manager uses an asset allocation strategy as the principal investment strategy (see About the asset allocation strategy).
| Portfolio Manager |
RBC Global Asset Management Inc.
|
|---|---|
| Sub-Advisor |
- |
| Fund Manager |
RBC Global Asset Management Inc. |
|---|---|
| Custodian |
RBC Investor Services Trust (Canada) |
| Registrar |
Royal Bank of Canada RBC Global Asset Management Inc. RBC Investor Services Trust (Canada) |
| Distributor |
Royal Mutual Funds Inc. |
| RSP Eligible | Yes |
|---|---|
| PAC Allowed | Yes |
| PAC Initial Investment | 500 |
| PAC Subsequent | 25 |
| SWP Allowed | No |
| SWP Min Balance | - |
| SWP Min Withdrawal | - |
| MER | 1.96% |
|---|---|
| Management Fee | 1.70% |
| Load | No Load |
| FE Max | - |
| DSC Max | - |
| Trailer Fee Max (FE) | - |
| Trailer Fee Max (DSC) | - |
| Trailer Fee Max (NL) | 1.00% |
| Trailer Fee Max (LL) | - |
Try Fund Library Premium
For Free with a 30 day trial!
Fund Library
