Richard Croft is Founder, Chief Investment Officer, and Portfolio Manager of R.N. Croft Financial Group Inc.

Richard has been in the securities business since 1975. Since February 1993, he has been licensed as an investment counselor/portfolio manager.

Richard has written extensively on utilizing individual stocks, mutual funds and exchangetraded funds within a portfolio model. His work includes nine books and thousands of articles and commentaries for Canada’s largest media channels.

In 1998, Richard co‐developed three FPX Indexes geared to average Canadian investors for the National Post. In 2004, he extended that concept to include three RealWorld portfolio indexes, which demonstrate the performance of the FPX portfolio indexes adjusted for real-world costs. He also developed two option writing indexes for the Montreal Exchange, and developed the FundLine methodology, which is a graphic interpretation of portfolio diversification.

Richarch also developed a Manager Value Added Index for rating the performance of fund managers on a risk adjusted basis relative to a benchmark. And In 1999, he co-developed a portfolio management system for Charles Schwab Canada.

As global portfolio manager who focuses on risk-adjusted performance. Richard believes that performance is not just about return, it is about how that return was achieved.

Articles

Inflation not gone, just hiding

By Richard N. Croft (Published on 05-15-2026)

Climbing the wall of worry

By Richard N. Croft (Published on 04-17-2026)

Why gold has lost its glister

By Richard N. Croft (Published on 03-24-2026)

Canadian banks: curling on thin ice

By Richard N. Croft (Published on 02-20-2026)

The flameout danger of ETF concentration

By Richard N. Croft (Published on 09-17-2025)

Mid-year review & outlook: troubled waters

By Richard N. Croft (Published on 08-15-2025)

The crumbling greenback

By Richard N. Croft (Published on 07-25-2025)

Non-U.S. trade deals offset tariff impact on Canada

By Richard N. Croft (Published on 05-30-2025)

Investment puzzle

By Richard N. Croft (Published on 05-23-2025)

Repayment deferred: some clarity on reverse mortgages

By Richard N. Croft (Published on 04-11-2025)

The alchemy of ‘structured products’

By Richard N. Croft (Published on 03-21-2025)

A tariff-fighting strategy for Canadian investors

By Richard N. Croft (Published on 02-14-2025)

It’s a jungle out there!

By Richard N. Croft (Published on 01-17-2025)

The Bitcoin paradox

By Richard N. Croft (Published on 12-20-2024)

To dream the impossible dream

By Richard N. Croft (Published on 11-22-2024)

Alleviating cash flow stress in retirement portfolios

By Richard N. Croft (Published on 10-25-2024)

Re-thinking retirement income portfolios as rates decline

By Richard N. Croft (Published on 09-26-2024)

Early August selloff still casts a shadow

By Richard N. Croft (Published on 08-30-2024)